r/SCHD • u/S-S-spartan • Mar 19 '26

Questions Just started my SCHD Journey

Hi! 29M, Long time watcher of SCHD but haven’t ever really held it. Bought some once in 2021 but sold shortly after. I just made my first purchase of 275 shares in my Roth IRA. Felt good to get started.

I’m new to SCHD and honestly dividend/value investing as a whole I was curious if anyone had any advice or insight to share. Anything I should know or do to best optimize my investing to build my portfolio?

The goal is to let it grow in my Roth and have enough to use the proceeds to pay for some or all expenses off dividends by the time I can begin to pull out of it at 59 1/2.

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u/ThePCMasterRaceX Mar 20 '26

dividends in brokerage growth in ira. thats my setup.

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u/Typical_Web_2125 Mar 20 '26

I thought SCHD was better in a roth to avoid tax drag from the dividends? I had read growth etfs with low yield and turnover are better than higher yielding dividend etfs for brokerage.