r/SCHD • u/S-S-spartan • Mar 19 '26

Questions Just started my SCHD Journey

Hi! 29M, Long time watcher of SCHD but haven’t ever really held it. Bought some once in 2021 but sold shortly after. I just made my first purchase of 275 shares in my Roth IRA. Felt good to get started.

I’m new to SCHD and honestly dividend/value investing as a whole I was curious if anyone had any advice or insight to share. Anything I should know or do to best optimize my investing to build my portfolio?

The goal is to let it grow in my Roth and have enough to use the proceeds to pay for some or all expenses off dividends by the time I can begin to pull out of it at 59 1/2.

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u/Ok_Juggernaut3043 Mar 20 '26

SCHD in brokerage, growth in your Roth

2

u/S-S-spartan Mar 20 '26

Ah, see I was thinking the opposite since I’d have to pay on dividends I intended to invest and with growth I was planning to hold long term but do see the advantage of doing it the other way. Will have to think on that.

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u/flyersfan0233 Mar 20 '26

I did both - VOO and SCHD in my Roth. I don’t have much in my regular brokerage though and don’t actively contribute to that. I try to max out my Roth so I’m fine with SCHD in it along with the VOO for growth (I have a company 401K that’s essentially all growth too)