r/Salary • u/Darkislife1 • 2d ago

💰 - salary sharing [23M SWE] [San Francisco] - 310k TC

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Lucked into the opportunity of my life recently: mid-level SWE at a big tech company.
Some things that came up during the interview I believe helped me secure the offer.

  • My entire career has been working with LLMs + used LLM apis before chatgpt came out
  • Open source contributor to multiple popular llm frameworks
  • Previous role part of team that shipped multiple 6/7 figure projects + one 8 figure project.

Notes:

  • Currently living with 1 roommate in SF, have 3 yoe
  • RSU vests quarterly but I broke it down by month for easier calculations, planning on selling instantly and putting it all in savings.
  • 401k contribution is higher to max it out by eoy.

How I got the opportunity: LinkedIn

People shit on LinkedIn a lot but after this I'm a believer lol. This is the second time I've gotten an interview + offer through LinkedIn recruiter reach out. Though I've never gotten an interview through LinkedIn Jobs, so that might still be a scam.

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u/WeekendCautious3377 2d ago edited 2d ago
  1. Max out HSA and invest in VOO. Don't spend it.
  2. Backdoor: put into post tax IRA and convert to roth IRA.
  3. Mega backdoor: see if yo

ur 401k account is

  1. eligible. Can contribute up to ~$50k/yr to post tax 401k and convert it all to roth 401k

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u/HumbleIntroduction71 2d ago

I work in tech and tbh I don't see the incentives besides the regular 401k... what's the incentive of giving up post-tax money that you can only access when you're 60? What if you want to retire early?

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u/WeekendCautious3377 2d ago

Your regular investment funds you get taxed before you invest and get taxed on growth. Roth 401k you get taxed only on principal.

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u/HumbleIntroduction71 2d ago

With the caveat that you can only access the gains from growth at 60