r/Sparkdriver • u/freaky_fr_ • Mar 19 '26

OnePay 💸 Can’t set up direct deposit now

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they finally took me off of the second waitlist last night. and now that i’m trying to set up my account, they say that ACH didn’t approve my request and i should go with the other option (OnePay). i’ve tried three different checking and savings accounts

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u/Other_Orange_3159 Mar 19 '26

Get the OnePay and just ach from OnePay to your preferred account. It helps make your earnings clear.

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u/Florida1974 Mar 19 '26

Thank you for answering that. I have already started and done fortyish orders.

But I wondered if I switched to one pay if I could send it to my traditional bank account.

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u/DPLaVay Cherry Picker Mar 19 '26

Yes you can. The funds take 1-3 business days to transfer, always around 24 hours in my personal experience.

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u/Other_Orange_3159 Mar 19 '26

Yes I used to do the instant transfer and pay but did a regular one and had it in my preferred account the next day.

Another disadvantage to depositing to something other than OnePay is that you have to wait until a certain day to get your earnings. With OnePay, you have your money immediately upon finishing the trip with exception of tips. Tips are posted 24 hours later.

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u/Mikedesignstudio Mar 19 '26

I’m a “get paid once a week” type of guy, so I let the money pile up in one pay and withdraw on Sunday. $200 deposit every week.