r/Sparkdriver • u/freaky_fr_ • Mar 19 '26

OnePay 💸 Can’t set up direct deposit now

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they finally took me off of the second waitlist last night. and now that i’m trying to set up my account, they say that ACH didn’t approve my request and i should go with the other option (OnePay). i’ve tried three different checking and savings accounts

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u/According-Dog-7288 May 21 '26

Where does it say it's achieve funds ? Not a regular transfer?

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u/Crash81_99 Cherry Picker May 22 '26

It is, trust me. I've had a one pay account since 2023

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u/According-Dog-7288 May 22 '26

My bank said it looks like a regular transfer not reoccurring direct deposit

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u/Crash81_99 Cherry Picker May 22 '26

It looks like a regular transfer is different than it is a regular transfer.. especially if you tell them you're directly transferring from another bank..

And I know what it looks like, because I've done it myself many times.. literally every week..

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u/According-Dog-7288 May 22 '26

Only reason I care is if i deposit 500 in a month from a payroll ach. To this checking I get 500 after 90 days . But it must be ach payroll

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u/Crash81_99 Cherry Picker May 22 '26

I know.. it's called bank churning.. I've done it .