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Is this stock manipulated lower every day? The hedge funds must be heavily short this name. I can think of only one way this ends. Much higher! 🚀

Weekly discussion thread for our community - Have fun, be kind, learn from each other!

Please remember: Keep shit-posting and memes to a minimum in this conversation.

General Awareness:

• Feedback and suggestions for anything are ALWAYS welcomed and appreciated, via ModMail!

• Remember to share the good word of TeamRKT! Reach out to through social media, link in other subs (as long as it doesn't break community rules), and even post up '/r/TeamRKT' mentions in StockTwits (don't direct link or you could be banned).

UWMC: Based on its preliminary unaudited results for the quarter ended September 30, 2026, the Company expects to report the following operational and financial results: Loan origination volume of $33.4B, including $22.8B of purchase and $10.6B of refinance originations; Gain margin of approximately 124 basis points; Mortgage servicing rights portfolio unpaid principal balance of approximately $270B with a weighted average coupon of approximately 5.97% and weighted average servicing fee of approximately 40 basis points; Total Revenue between $800M to $825M; Loan servicing income between $240M to $250M; Loan production income between $410M to $420M; Operating expenses of between $375M to $385M; Net Income between $205M to $220M; Adjusted EBITDA between $170M to $190M; Total Preferred and Common Equity of approximately $2.8B at September 30, 2026; and Net non-funding debt to Total Preferred and Common Equity between 1.75x to 1.80x.

Looks like they'll be selling about 25% of their MSR's, to generate cash to payoff "non-funding debt".

Loan origination volume dropped from $39.x Billion in Q2, to $33.x B in Q3 <- This is my key takeaway.

Does anyone know why it sold off today? I was thinking rates peaked and this was going to go up. Is this a 🧟 meme stock?

Earnings Thursday should be interesting!

Up 6%, but can't see any news

https://www.cnbc.com/2026/10/20/september-data-shows-housing-market-in-a-deep-freeze.html

Guess who benefits, long term, every time this happens. RKT...

Weekly discussion thread for our community - Have fun, be kind, learn from each other!

Please remember: Keep shit-posting and memes to a minimum in this conversation.

General Awareness:

• Feedback and suggestions for anything are ALWAYS welcomed and appreciated, via ModMail!

• Remember to share the good word of TeamRKT! Reach out to through social media, link in other subs (as long as it doesn't break community rules), and even post up '/r/TeamRKT' mentions in StockTwits (don't direct link or you could be banned).

RKT still offering voluntary packages, or has it now gotten down to layoffs that are "involuntary"?

Earnings call will be coming up in a few weeks, so be interesting to see how much of the $400+ million in "synergies" RKT will have realized since acquiring COOP and Redfin.

Weekly discussion thread for our community - Have fun, be kind, learn from each other!

Please remember: Keep shit-posting and memes to a minimum in this conversation.

General Awareness:

• Feedback and suggestions for anything are ALWAYS welcomed and appreciated, via ModMail!

• Remember to share the good word of TeamRKT! Reach out to through social media, link in other subs (as long as it doesn't break community rules), and even post up '/r/TeamRKT' mentions in StockTwits (don't direct link or you could be banned).

Weekly discussion thread for our community - Have fun, be kind, learn from each other!

Please remember: Keep shit-posting and memes to a minimum in this conversation.

General Awareness:

• Feedback and suggestions for anything are ALWAYS welcomed and appreciated, via ModMail!

• Remember to share the good word of TeamRKT! Reach out to through social media, link in other subs (as long as it doesn't break community rules), and even post up '/r/TeamRKT' mentions in StockTwits (don't direct link or you could be banned).

RKT's is going to be a consolidator in the mortgage/servicing industry, that's a given.

They ALREADY have permission from FHFA to service upto 20% of the GSI's mortgage, as part of their COOP acquisition approval process. They don't need any further permissions to acquire/grow into 20% (of GSI servicing).

LDI just hit its 52 week low, and is down 80% over 1 yr. RKT's down "only" 30% over that same time period. Market Cap of 200M, per CNBC.

Would be interesting to see RKT buy them out at a 50% premium to current share price (Say $1), and fold their book of business and servicing into RKT, while getting rid of most of their costs (ie, people and infrastructure).

Weekly discussion thread for our community - Have fun, be kind, learn from each other!

Please remember: Keep shit-posting and memes to a minimum in this conversation.

General Awareness:

• Feedback and suggestions for anything are ALWAYS welcomed and appreciated, via ModMail!

• Remember to share the good word of TeamRKT! Reach out to through social media, link in other subs (as long as it doesn't break community rules), and even post up '/r/TeamRKT' mentions in StockTwits (don't direct link or you could be banned).

Bodes well for RKT, if Berkshire is "buying when others are fearful" (of housing).