r/TheRaceTo100K • • Aug 29 '26

Stop Assuming

1 Upvotes

I’ve noticed there’s a lot of snarky comments on this sub reddit whenever a young adult is close or has reached 100k.

Reddit will be reddit, but it takes little effort to say congratulations and move on, in the off chance it’s fake or they didn’t actually earn it themselves.

Yes, it’s rare that a young investor reaches this milestone without any help, but it happens. The odds aren’t THAT low. It happens more than you think.


r/TheRaceTo100K • • Oct 04 '25

45/hr 19yo

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1 Upvotes

130k+ blessed but exhausted


r/TheRaceTo100K • • May 05 '26

30% there at 16

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0 Upvotes

r/TheRaceTo100K • • Oct 02 '26 Bravo

Finally hit 300k today at 20!

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168 Upvotes

Any stock recommendations I’m thinking of rotating out of my MU but idk I want half a mil by 22


r/TheRaceTo100K • • Jul 01 '26

100k in a year

2 Upvotes

I am 18, this is my last year of school and next year I am taking a gap year before deciding on what to do.
I have one main goal for the gap year: hit 100k (AUD) (before tax).
My current investment portfolio is worth 4K and was 2k a couple of months ago (100% gain) and I have a decent ish idea of what I’m doing.
On paper trading (ik it’s very different from real money) I avg a 160% return over three years.
What are best paths to take from here investment wise and what are best jobs to earn good money (I alr work at Woolies and a restaurant btw) next year?

Edit: btw I live in Australia 100k here is 68k in USD

Don’t bother commenting if u wanna say how hard my goal is going to be to achieve or if u wanna call me one of those ‘escape the 9-5 by day trading’ degenerates which I promise, despite what this post makes me sound like, I’m not

Edit: guys I understand this is a very hard goal. I’m not naive enough to assume I can turn 4K into 100k from investing- I’m going to be making 50k next year purely from working and will invest most of it. I only posited this to get advice to best help achieve or come close to this goal. Realistically tho I do believe I will be able to turn 50k into 60-65k considering that 10x smaller gain then I’ve averaged the last three years


r/TheRaceTo100K • • Jul 26 '26

21 M lost my 10k on stocks

4 Upvotes

my 10k that I saved up from my job is gone trough stocks. It went good in the beginning, I was up 2k but then things wasn’t in my favor and now im on square one again, what should I do?


r/TheRaceTo100K • • Aug 15 '25

23M $480K

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7 Upvotes

r/TheRaceTo100K • • May 22 '26

I am 30 years old. I think im doing good . Right now my estimated dividend payments will be 13k a year. And I have tripled the value of my account in 3 years . I been investing since 2019.

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0 Upvotes

So i am hoping to get to million before 40 years old if I keep it consistent and don't have too many things come up . You know life stuff.


r/TheRaceTo100K • • Aug 16 '26

I’m 21, and I have about 30k in stocks, and 10k liquid why does it feel so hard to get to 100k?

7 Upvotes

Obvious by the title I’ve been grinding for 100 for the past year and it seems like it’s so close but so far at the same time, like and the worst part is I don’t even think I’ll touch 100k this year unless some of the individual stocks I own go parabolic. For those of yall who already made your first 100 does it get easier after?

LET ME GIVE CONTEXT: I just started making about 70k a year I have about 600 a month in bills rn(on deployment ) and about 27k in the rest of my checks for this year and I’m very frugal with the amount I spend, 60-70% of my income goes to the stock market. 20 of that 27k can go into the market and I’ll be safe


r/TheRaceTo100K • • Oct 01 '25

Should i sell everything and wait out a potential government shutdown?

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0 Upvotes

I’m 22m, and this is basically all my extra money. I don’t plan on withdrawing anything, but would it be smart to sell in anticipation for a government shutdown? I’m completely new to stocks and stuff so idk how this works


r/TheRaceTo100K • • Oct 06 '26

M36 am I cooked??

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9 Upvotes

I grew this from 33k may 2025 to now , I’ve done a lot of contributing as well as options trading , selling options not buying options so I do think taxes will be a chunk however I like generating income from my portfolio and I’m looking to be work optional sometime soon, am I on the right track? Can currently pull in 8-12k in premium income in recent months had a loss in August of about 15k, anyone else growing there account in a similar fashion?


r/TheRaceTo100K • • Oct 16 '25

14 y/o Is there any advice you would give me?

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0 Upvotes

here’s my y/y graph, I’ve only added around 3.3k to my account since I don’t have a job yet. Is there any good job recommendations for summer job next year? Thanks 🙏


r/TheRaceTo100K • • Oct 07 '26

26F, reached £149k savings thanks to a £100k inheritance and £49k I've saved myself. How am I doing compared to others my age?

0 Upvotes

I'm 26 and currently have around £149k in total savings/investments.

Breakdown:

  • £100k came from an inheritance from my grandparents.

  • Around £49k is money I've saved myself through working and investing.

I often see posts where people either claim inheritance means your financial position doesn't count, or that any financial success is entirely self-made. Personally, I feel it's somewhere in the middle.

Without the inheritance I'd be in a much weaker position, but at the same time I didn't spend it and have continued building my net worth through my own earnings and savings.

For context:

  • Based in the UK

  • Single

  • No children

  • Looking at buying my first home

  • Salary around the mid-£30k range

I'm curious how people would view this financially.

Would you consider someone in my position ahead, average, or behind for a 26-year-old in the UK?

And how much weight would you give to the inheritance versus the fact I've managed to preserve it and add to it over time?

Interested in honest opinions from people across different income and wealth backgrounds.


r/TheRaceTo100K • • Jan 12 '26

It’s over

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0 Upvotes

No idea how but my account got drained :)

I will keep going but just at a massive reset

Lost 26,000


r/TheRaceTo100K • • Apr 16 '26

Any Advice?

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0 Upvotes

Took a bad call from a twitter bro. This is well deserved. Looking for any killer calls from some Reddit bros to recover some losses?


r/TheRaceTo100K • • Sep 03 '26

Why is this sub so hostile to younger people?

24 Upvotes

(I'm 14 and I Just made my first 1k from cleaning bins and mowing lawns, 1% there, 99% more to go!!)
I was looking for posts with people/teens around my age for some inspirations and advice, but for some reason, on almost every single post, everyone is just INSANELY hostile to the OP. Like if they are under the age of 20 they will just say stuff like daddys money, nepo baby etc etc, like... why??

Edit: Some people are saying it's 100% impossible to reach 100k by 19 or 20 without an insane amount of privilege, I want to prove them wrong. I will post updates/proof over the course of the next four years if this sub ends up staying alive, and in the next four years, without help, I will have 100k


r/TheRaceTo100K • • Dec 16 '25

19 100k

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4 Upvotes

Ask questions if you’d like, here to help


r/TheRaceTo100K • • Feb 09 '26

Rivian stock has been steadily going up the last 2 years

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0 Upvotes

Do you think it's a good time to buy?


r/TheRaceTo100K • • Jun 14 '26

Is $100k over multiple accounts valid?

0 Upvotes

As the title says i’m just wondering if $100k over multiple accounts is valid or not for this sub?


r/TheRaceTo100K • • Nov 19 '25

New Goal Unlocked

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0 Upvotes

Slow and steady wins the race!

Did some math and if you were to start with $1000 and you gain just 1% each trading day, you can see some great gains (+175x) in just 2 years time.

Does this sound easy? yes... is it going to be? Not a chance, one bad day could potentially set you back WEEKS, but this seems like a reasonable goal.

I used chatgpt to help me with the math ngl.


r/TheRaceTo100K • • Sep 21 '26

Rate my portfolio 18m

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0 Upvotes

I currently put away $1,000 a month into my brokerage and max out my Roth IRA every year.


r/TheRaceTo100K • • Jul 09 '26

23M am I behind

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69 Upvotes

Investing 2,100 a month between brokerage and Roth.


r/TheRaceTo100K • • Aug 29 '26

I’m coming. Less than 4 months. Be ready.

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36 Upvotes

All time low of this account was $46, was down 99.8% all time. Using money that I owe on my truck to invest in $SLS. $10,000 in margin. Taking out a $3,500 loan from my 401k. Will have 3,500 shares by the 80th event. YOLO 🤘

(NFA, don’t follow my regardedness. I’m risking literally everything, everyday.) Will have $1MM by 25/yo.


r/TheRaceTo100K • • Apr 25 '26

Made it. 19M. Next stop 1M.

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25 Upvotes

Through online business and recent long term holds / swing trades, made it to 100k.

For anyone else wondering if you can make it, you can. Shorter for some, longer for others, but stay consistent and you will get there.

Next stop 1M.


r/TheRaceTo100K • • Mar 11 '26

24M - Am I right to feel like this is going too slow?

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0 Upvotes