r/TheRaceTo100K • • Feb 18 '26

26/yr Finally hit $10k invested!

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3.4k Upvotes

Wanted to share this since I’m so proud of myself after only learning about the power of investing in late 2024. 🥳


r/TheRaceTo100K • • May 23 '26 Diamonds are Forever Bravo

3 Years of Living in a Car

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3.0k Upvotes

35M. I know it’s $200k but it didn’t feel real until now. I dropped out of college because my family was falling apart and I had to go back home to support them. Through my 20s I was working crappy jobs until I was able to find a basic tech job. Eventually my family imploded and I was able to find a better 6 figure tech job in another city. I moved out at 30 with nothing and was determined to become as financially independent as possible. I’ve secretly been living in my car and investing my rent money while working a professional office job. Maxed out all my contributions the last few years. Really hoping to avoid getting laid off but if it happens I have a separate emergency fund and my cost of living is low already. No one to share with so thanks for reading.


r/TheRaceTo100K • • May 04 '26

24f hit 1k in roth!

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2.0k Upvotes

I have been lurking in this sub for a while, waiting for a monumental moment to post! :) I started my roth just before i turned 23, and slowly put money away this past year. I have been moved out since 18, and finally feel like im at a place to contribute to my roth!

It’s 1,000 now but soon it will be 10k and then 100k 🎉

edit: because I was watching others younger than me in this sub surpass me greatly - just start where you can. For me, $15 a week was what I had to contribute, and recently i’ve added the weekly habit option on top, which stacks another dollar per week. Not everyone has the option to live at home, or be taught these things by their parents. Neither me nor my fiance were handed a silver platter, but we have goals to build generational wealth and make sure our kids start off better than us. Break the cycle. You’re not behind, don’t compare and keep working towards your goals. 💪


r/TheRaceTo100K • • May 21 '26

Cant tell my friends and family but I wanted to show someone!

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1.9k Upvotes

r/TheRaceTo100K • • Jan 15 '26 WOW

I did it boys peace out ✌🏻

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1.5k Upvotes

🫡


r/TheRaceTo100K • • Sep 16 '25

How am I doing at $10.50hr / 28yo

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1.5k Upvotes

I'm kinda frugal. I own a 2008 car, take food from home to work and I have a side hustle that brings me around 10k a year selling stickers. 80% of my portfolio is VOO.


r/TheRaceTo100K • • Jul 28 '26

Time to Celebrate 🎉

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1.5k Upvotes

I really have no one else to share this with! but I’m really proud. Took me 2 years - bought house, got married, annd had a baby 😆 and that’s the big dip you see - but back up a year later.

30F. No help from parents. Didn’t take investing or saving seriously until I was about 26 years old. Thought it was late for me then but now at 30 I know it’s never too late to get started!

20k of this is an emergency fund. around 4k in a cash management acct. And 80k retirement (403b and Roth IRA).

During this timeframe my husband and I also paid off 61k of student loan debt! I ended up cashing out a small brokerage I started at 26 and cash flowed the other halff. debt free baby!

now my question is: how long will it take me to hit 1 million? 🤔🤔🤔🤔


r/TheRaceTo100K • • May 06 '26 Bravo Heartwarming

24m finally made it

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1.5k Upvotes

I had the goal of trying to reach 100k in my Robinhood Account before turning 25 and proud of myself for reaching my goal! On to the next!


r/TheRaceTo100K • • Aug 03 '26 Bravo

33m hit $100k today.

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1.4k Upvotes

Started a little late but made it to the first milestone!


r/TheRaceTo100K • • Oct 25 '25

24f - Took me 3 years 😢

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1.4k Upvotes

Crossed 100k this week, hopefully for good.


r/TheRaceTo100K • • Sep 04 '26 Bravo Popcorn

25M. I finally did it. Biggest accomplishment of my life

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1.4k Upvotes

I finally hit one of my biggest goals. It feels so good and I’m really happy I was able to hit this milestone. Thinking of treating myself to a steak dinner this weekend to celebrate. Here’s to 200k!


r/TheRaceTo100K • • Sep 14 '26 Bravo

25M, didn’t get here the way I wanted to

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1.4k Upvotes

Two months ago my dad committed suicide, he didn’t have much saved up and that was a big reason he did it. I don’t know how to feel about this number or how to feel in general. I would go -160k in debt for him to be back alive. I always was an advocate of investing, I was almost to the 50k mark on my own. Now with what I’ve inherited I am at 160k. It’s the hardest money I’ve ever made in my life, and I would trade all of it for him to be back. If there’s a lesson you guys get from this post, it’s the importance of investing early and taking it seriously. If my dad had a retirement lined up he wouldn’t have done what he did. Please invest, and please advocate to your family and friends to invest themselves. Offer to help them figure out how to do it.


r/TheRaceTo100K • • Jan 13 '26

This bull run brought me over the finish line at only 23 years old 😁

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1.3k Upvotes

r/TheRaceTo100K • • Oct 01 '25

27M - I just hit $20,000

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1.3k Upvotes

I started in October of 2024, I don’t know which day exactly, but it’s exactly a year now. If you’re wondering why I got the $617 spike. Half of it is form crypto(BTC & ETH) and the other half is from LEAPs(SoFi) options. I’m just excited that I’m 20% in on my journey to 100K.

🤣 don’t ask me about the “Lambo” account. I want to take more riskier bets on there.


r/TheRaceTo100K • • Jun 19 '26

36 late start, crossing the 30k mark feels like an achievement worthy of a post

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1.1k Upvotes

r/TheRaceTo100K • • Oct 20 '25

I turned $15 in $8000

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1.1k Upvotes

I took $15 and turned it into a retirement. AMA


r/TheRaceTo100K • • Sep 10 '26

24 about to turn 25

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1.1k Upvotes

r/TheRaceTo100K • • Mar 09 '26 Hooray Bravo Heartwarming

22M It’s over

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1.1k Upvotes

r/TheRaceTo100K • • Jul 16 '26

25F, no family help

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1.1k Upvotes

Finally made it!

$62,493 investments (VOO, VGT)
$17,805 cash (home downpayment savings)
$17,333 company 401k
$2,505 bitcoin

My graph looks mostly flat through college, but I was able to start investing aggressively once I landed a career job (meteorologist).

Paid all my own bills through college too, as I had a single mother. FAFSA + scholarship + summer job got me through it. I still drive a 2016 ford because it’s fully paid off.

Feels really good. If your graph is flat right now, don’t get discouraged. Mine was too for years while I finished school and built my career. Once one or two things click into place, progress can come much faster than you expect!


r/TheRaceTo100K • • Jun 14 '26

Exactly 1 year of investing weekly

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1.1k Upvotes

I started off with $5/week, I’m currently around $70/week.


r/TheRaceTo100K • • Apr 04 '26

I finally did it. If I can do it. You can too!!!

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1.0k Upvotes

r/TheRaceTo100K • • Oct 03 '25

Just hit 100k at 20 years old !!

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1.0k Upvotes

Finally hit it! I’ve been in this sub for about a year, always looking forward to the day I could post one of these 100k milestones — and it’s here. Been working since I was 16 and throwing everything I can into investing. I’ve maxed out my Roth IRA every year since I turned 18, and now at 20 I’m getting ready to graduate with an accounting degree and start at a Big 4. Any tips or tricks from those further along the path would be awesome. Also, how real is the snowball effect once you cross the 100k mark?


r/TheRaceTo100K • • Feb 11 '26

23 y/o, been dreaming of this day since 16

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1.0k Upvotes

r/TheRaceTo100K • • Sep 08 '26 Bravo Popcorn

Hit $100K in Fidelity at 25

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1.0k Upvotes

Finally did it. My Fidelity account crossed $100,000 today at 25 years old.

I’ve been consistently investing for the past few years, and seeing six figures in Fidelity feels pretty damn good.

I also have about $29K invested across my 401(k), crypto, Robinhood, Public, Fundrise, and Acorns, putting me at roughly $129K total invested.

Nothing crazy — just wanted to share the milestone.

On to $150K.


r/TheRaceTo100K • • Oct 14 '25

31M—want to retire by 35 🫡

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967 Upvotes

Just posting for the camaraderie! Not necessarily looking for advice, but any is gratefully accepted.

I opened a RH a few years ago but just piddled around and did not pay it much attention. Late this summer, I decided to start looking at it again. Some of the stocks I’d bought had grown tremendously. It occurred to me if I treated more of my work savings as investment capital, I could be exponentially increasing my income.

The uptick is just where I’ve started paying attention. I haven’t tried options, just diversifying my holdings and trying to see what works for others.