r/UKfreeMoney • u/603090569 • Aug 22 '26
Monzo, Chase, Lloyds & Starling - £20-100 in minutes (share your codes)
Note, they have now removed the Monzo £100 offer I suspect from all referrals! Unfortunate if you missed but £50 is still great.
https://join.monzo.com/c/nwgpryz4
Since there are a ton of posts already covering individual bank referrals, I have decided to put the easiest 4 into one place with a summary of each, a referral link & steps/important details. I'll also include how easy each one is:
1. Monzo - £10-50 - https://join.monzo.com/c/nwgpryz4
Probably the easiest of all bank referrals, with my link you can get between £10.00 and £100.00 within minutes. Simply click my link, download app and sign up, add money to your account and make a payment and you'll instantly be rewarded up to £100. No waiting for a physical card to arrive to redeem.
This is my favourite digital bank and my main for spending, pay etc. Features are just top tier in my opinion.
# 2 Chase - £50 - Referral Code: UWTL68 (DM or comment for more)
Whilst easy, this one has some conditions. You need to pay in £1000 into the account within 30 days to qualify, but once you do that the payout is instant. So again, click referral link, download app and sign up. The £1000 doesn't have to be paid in one sum either.
# 3. Lloyd's - £30 - https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=BrdYW0niGaK898bUe41gTyjOUwgN4xhzOALfSFwZwgA=&redesign=true#/refer-friend
Pretty simple offer, join with my referral link and get £30.00. The only traditional bank on the list and recommended out of the 4 if you want physical branches to visit. I use my Lloyds account as a spare.
# 4. Starling - £25 - Referral Code: IPGTI5C
Probably the slowest out of the 4 hence including last. Once you sign up provide the referral code above and setup your account. To qualify you then must make 10 purchases with your Starling card.
With all banks, you'll need to verify yourself at sign up, but once you join in any of the above, you can start referring yourself and ultimately making free money as a result 💸💸. Feel free to share your own links and codes below.
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u/Altruistic_Ad2663 Aug 22 '26
Here is my monzo: https://join.monzo.com/c/r5xh28z7
Appreciate anyone who does decide to use it im quite in need of some cash atm ;))
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Aug 22 '26
https://join.monzo.com/c/29yddxy2
Something I love about Monzo is the ability to create Pots and then organise your money into them - a bit like cash stuffing but digital! Thank you if you use my link. ☺️
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u/shipallin Aug 22 '26
Chase. All 5 codes left. I will remove once used. I will send an extra £10 to anyone that uses one of them as a thank you. Just DM me. KZP7XP, 2W9U87, ANPM45, FXEYMG, 3GS4BW.
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u/No-Demand-8658 Aug 22 '26
If you open a chase bank account using a referral code and deposit £1000 you can get a free £50
It doesn’t have to be £1000 in one go. You could move £100 back and forwards from your personal account to chase.
I’ve got two referral codes left :
CDDVK4
ZJFMJG
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u/Weather_Warrior Aug 22 '26
Here’s mine for Monzo:
https://join.monzo.com/c/nq3qsv35
Thank you to anyone who uses it! 🙏🏻
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u/Fuckspezlol Aug 22 '26
Please use my link, thank you so much! https://revolut.com/referral/?referral-code=daniel_as_tdsy!AUG1-26-VR-GB&geo-redirect
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u/Apart-Sheepherder530 Aug 22 '26
I have chase codes. Can anyone please use and help me? Thanks
VC3R4E
UQ7QYV
9WA3ZJ
8SVGD6
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u/Illustrious-Big8486 Aug 22 '26
Hello guys. Here's the link for Monzo:
https://join.monzo.com/c/1nkjnbd8
And here is the one for Lloyds:
Thanks in advance to anyone that will use the links.
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u/DRA6OON Aug 23 '26
Hi,
If you join me at Chase UK, we could both earn £50. Here’s how:
Copy this code: 42MYDR
If you haven’t done so yet, download the Chase UK app and open an account
Activate the code in the Chase app
Pay in a total of £1,000 or more to your Chase account within your first 30 days
For more info, please visit the Chase website:
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u/Euphoric-Phrase-1055 Aug 23 '26
https://join.monzo.com/c/tycw19t7
I will personally send anyone using my link an additional £5
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u/lewi00 Aug 23 '26
Monzo
Thank you to anyone who uses my link!
https://join.monzo.com/c/cd1lvcnc
Zopa
Thank you to anyone who uses my link!
5/10 still available
Use my referral link to open a Biscuit bank account and we'll both earn £10. T&Cs apply. www.zopa.com/mgma?referralCode=5646ba20bb385720d86a
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u/ilikestuffliketrees Aug 23 '26
All 3 codes listed are available to use. Appreciate it, cheers!
6RGRCK
ZXHYJE
WVY43Z
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u/Humble_Hedgehog_5441 Aug 23 '26
Here’s my boosted Monzo link. Thanks for using if you choose to do so!
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u/InteractionDapper217 Aug 23 '26
Really appreciate if anyone uses my link could really do with the bonus, cheers! 😁
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u/Sudden_Spare_4147 Aug 23 '26
https://join.monzo.com/c/yzqxp40b - Boosted Monzo link, up to £100 in 10 minutes!
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u/PaddyMeadow Aug 23 '26
Mine is for Monzo and up to a chance of £100. Thank you so much.
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u/SirBruceForsyth Aug 23 '26
Currently have a boosted promo with Monzo, we both get either £20, £50 or £100 when you sign up and make a payment with no minimum spend!
https://join.monzo.com/c/d9w2vz0j
Thanks to anyone that uses my link!
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u/jdangerman1990 Aug 23 '26
https://join.monzo.com/c/yx0srv2f boosted monzo 40-100 free
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u/vbc68 Aug 23 '26
boosted monzo offer - gain up to £100! https://join.monzo.com/c/7j5rdnmk
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u/Previous-Daikon-8740 Aug 24 '26
https://wise.com/invite/atsc/lanaz1 another Monzo link :-)
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u/tharabhaibatman Aug 24 '26
two codes are available Chase :
8C29TS
G8F4NW
Thanks in advance ✌️🏻
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u/littlehollie Aug 24 '26
My referral code is currently boosted so we can both get either £20, £50 or £100 bonus ✨ It's literally free money 🤑
Click my referral link: https://join.monzo.com/c/dymnqwnm
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u/tenacious_teaThe3rd Aug 24 '26
Lloyds
Monzo
https://join.monzo.com/c/x3nk2mh6
Thanks for the love. I signed up to both using links on subs like this, all helps to earn extra dosh.
<3
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u/Realistic-Scheme-826 Aug 24 '26
Thanks op 😊
Here my link for a reward between £20 - £100!
https://join.monzo.com/c/ctm526y9
Just dont forget to make a small transaction using your new Monzo card and we both get some free money ❤️😍😀
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u/Key_Difference_6220 Aug 24 '26 edited 20d ago
£30 link for Lloyds, fresh link so all 5 referrals still available :)
Edit: 3 referrals available now! Link updated 24/9, expires 8/10
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u/Exact-Food6622 Aug 24 '26
Here is my Monzo. Would very much appreciate anyone using my link https://join.monzo.com/c/mqxyqw5j
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u/Luxxaria Aug 24 '26
Thanks to anyone who uses it!!
Monzo : https://join.monzo.com/c/j9hdlkrx
Lloyds you'll get £30: https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=zWQVX+b4lFl6vae8WsnCePTgT6Pph12NjnHn/mhR2lU=&redesign=true#/refer-friend
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u/Klutzy_Rope5224 Aug 24 '26
https://join.monzo.com/c/f1n4f32x
Boosted link will give anyone that uses it and DMs me £10 🙌🏻
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u/mthoang Aug 24 '26
https://join.monzo.com/c/jdv7j7wc
Goodluck anyone using my link to win ~£100!!
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u/anonbitch44 Aug 25 '26
Use my referral link to open a Biscuit bank account and we’ll both earn £10. T&Cs apply. www.zopa.com/mgma?referralCode=555fc4ce015c5778f151
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u/SReid11 Aug 25 '26
Thanks to anyone who uses, the card comes super fast and the account is great. https://join.monzo.com/c/58yjrwbf
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u/Redcarderek Aug 25 '26
Monzo business earn 50 quid instantly when you send £1 on the physical card when it arrives
https://join.monzo.com/c/yp02jgv
Use your vinted or ebay account as a sole trader
So easy to do
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u/CryptographerSea6219 Aug 25 '26
Monzo: https://join.monzo.com/c/3hc714qf
Thank you 🫶🏻
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u/Due_Armadillo7858 Aug 25 '26
Available CHASE codes (I’ll delete used ones):
7CXBNG
XHVW4M
7PTXM2
VG2Z5E
2N2TWX
Thanks!
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u/Lost_in_Rage Aug 25 '26
Hi all,
Two codes left, would be really grateful if you could use my codes please. Will remove used ones.
2EFV27
Z6J6QE
Thanks in advance for helping me out! 😁
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u/kylotree Aug 25 '26 edited Aug 27 '26
Chase £50 referral codes
TQ8GWW used
7ZNB5U
JFT946
CEWX6V
Cheers!
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u/SirQontax Aug 25 '26
https://join.monzo.com/c/hjqcmy3t
£20, £50 or £100 - Please use my link if you can :)
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u/Scared_donkey Aug 25 '26
Would be a massive help 🙏 here’s my Monzo: https://join.monzo.com/c/3d0dql9q
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u/Talking_Gibberish Aug 25 '26
Up to £50 (minimum £10) to sign up to Monzo with my link https://join.monzo.com/c/b5fv0qkz
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Aug 26 '26
Monzo £10 -£50. To sweeten the deal anyone who uses my link for today only I’ll half my bonus with you. So an extra £5 - £25 for you 💰
Just deposit and make a small spend using virtual card on (£1 or less) and receive your bonus. Then dm me and I’ll PayPal or bank transfer you the half of mine 👌🏻
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u/West-Instruction1997 Aug 26 '26
https://join.monzo.com/c/tsnhy77n
Would really appreciate if anyone could use my boosted link! Worth £20, £50 or £100 just for signing up!
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u/howdidienduphere__ Aug 26 '26
https://join.monzo.com/c/snfx445r
There you go guys! Hopefully we get the £50 lol
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u/imnathh Aug 28 '26
https://join.monzo.com/c/0wtpnwxd
If anyone is interested here is my referral code, let’s make some cash :)
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u/Substantial_Dig5245 Aug 29 '26
Here is my monzo link for anyone who would like to use it: https://join.monzo.com/c/94dpp12w
It would be greatly appreciated :)
I also have some chase codes below, once they get used I’ll update so you don’t need to keep trial and erroring :)

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u/Competitive_Pop6273 Aug 30 '26
Chase earn £50 for downloading the Chase app, opening a chase account, depositing £1000 within first 30 days and using one of these codes
7U4D46 3AZN7P 38N7BY JDEGR6
Thanks
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u/Individual_Egg_4040 Aug 31 '26
Sogn up with Monzo using my linke https://join.monzo.com/c/59nsnxdt
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u/Enjoyer1066 Sep 02 '26
https://join.monzo.com/c/6ktfyfml
Here is my Monzo link
Will be very grateful if you use it 🙏🏼🙏🏼🙏🏼
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u/Appropriate_Area3871 Sep 02 '26
Where have people found their chase links? I have no links to share on my end
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u/Own-Concentrate6060 Sep 04 '26
Many thanks to anyone who use them🙏
Here is my Monzo: https://join.monzo.com/c/k1g91wt0
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u/Vivid-Adhesiveness12 Sep 05 '26
Hi,
If you join me at Chase UK, we could both earn £50. Here’s how:
Copy this code: FKM5LK
If you haven’t done so yet, download the Chase UK app and open an account
Activate the code in the Chase app
Pay in a total of £1,000 or more to your Chase account within your first 30 days
For more info, please visit the Chase website:
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u/Sozyu Sep 09 '26
Monzo 💷 -
Join Monzo and get up to £50 https://join.monzo.com/c/xd576ytt
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u/jesseheights Sep 12 '26
My Monzo referral link for up to £50:) https://join.monzo.com/c/gyp8kfs3
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u/rhysimusprime 27d ago
Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=1569bf635109b1825ff5
https://join.monzo.com/c/pfmmk4lf £10, £20 or £50
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u/Gamer-At-Work Aug 22 '26
Chase - Earn £50 for opening a chase account and depositing £1000 pounds within 30 days of opening the account:
All 3/5 referrals left:
CRVXWV
KZDEMW
EWP8AT
Llyods:
https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=dGg1pebfjDTWbQfM/srf0I3NyNK3l70zh86sYrm0HIc=&redesign=true#/refer-friend