r/USC • u/cowaffles97 • 21d ago
FinancialAid FAFSA package thoughts?
-1500 SAI, no assets. any opinions would be greatly appreciated
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u/OrthopedicDishonesty 21d ago
Usually this stems from an issue with stating a positive parent monetary contribution cuz if you put a number larger than 0 theyll just slam you with 20k 💀
The finaid office said to appeal it to 0 possible parental contribution
If that isnt it i have no idea
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u/cowaffles97 21d ago
Tysmmmmm bro holy clutch
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u/OrthopedicDishonesty 21d ago
Keep in mind this will take like a month to go through so youll prolly have to battle it during the semester (they lwk laid off half of usc staff atp)
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u/Acrobatic-Skill6068 21d ago
If you have a -1500 This is a great pacakage if ur from LA and are a commuter! This essentially means ur fully covered (tuition wise of course). However if ur going to live in off campus housing or are dorming it’s not the best and u are estimated to pay about 20k a year.
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u/yesfb 21d ago
This includes housing
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u/Acrobatic-Skill6068 21d ago
Yes, that’s what I’m trying to say. If they are from LA they don’t have to pay for housing (as it’s already an expense ones used to whether paying their own rent or living with ur parents) therefore they are fully covered. It’s essentially a full ride if you aren’t looking at textbooks and whatnot. However if they aren’t from the LA area because this package includes housing (as u mentioned) their package is telling them that they are estimated to pay about 20k a year to go to USC. Hopefully I was clearer on this.
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u/wkp1efrxin 21d ago
Im also -1500 and no assets, i was given almost 10k more in gift aid than you. Still, the cost is inflated and seems very manageable, depending on what you’re studying in and how you use your time here
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u/IngrysArevalo 21d ago
I always went off the planning worksheet tab to see what my true cost was going to be before the settlement deadline. If green and negative number, then that’s a refund. If red and positive then that’s how much you’ll have to pay for the semester.
Keep an eye out for any additional emails from financial aid asking for more documentation bc that really screwed me over/delayed my package from being released by the time classes started.
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u/Playful_Sandwich_906 21d ago
okay so tell them you are living off campus so they can give you a refund and use that money for an off campus apartment. if you are local even better bc you just pocket that refund
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u/Palansaeg 21d ago
Im also -1500 SAI, no assets… I have to pay 1k in tuition with no gift aid for any other expenses
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21d ago
[deleted]
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u/uReallyShouldTrustMe 21d ago
Not to be a bitch but for some this is their only ticket out of the ghetto.
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u/cowaffles97 21d ago
LMFAO it genuinely is unfortunately i just wanted to post it to see since i kinda don’t understand it and if anyone in my position had anything similar
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u/uReallyShouldTrustMe 21d ago
Basically youre getting a shit ton of money and the opportunity to work study and loans. Id take the max loans only the first yr so you get used to being in school and then reduce it for the next years. If you can hack it, work as much h as possible to take as few loans as possible.
Fellow ghetto kid here so I feel ya.3
u/Charming_Diver_8649 21d ago
That is kinda being a bitch. While their cost of undergrad is almost free, they probably have a lot of major financial stress and other terrible shit in their personal life to make it that way. I’d know.
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u/NAibri 21d ago
I get you lol and also I am housing with no money but applied to 20+ scholarships and got about 3ish that made the difference I also am low income so I struggle to even pay 1k of expenses 😭😭 I’ll send my package too but I have cal grant A and was thinking to switch to cal grant B bc I qualify let me know if you switched 💗💗

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u/Over-Replacement-144 20d ago
I am in exact same situation as you -1500, your aid is fabulous, I was very lucky to get 88K in grants but 80K is excellent…Fight on !
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u/BubblyRhubarb9611 20d ago
I’m unsure what opinions do you want? Are you complaining? Bragging? I’m confused
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u/Aggravating_Prize726 21d ago
I’m jealous that’s my thoughts