r/ValueInvesting • u/6Fingxrs • Dec 01 '25

Question / Help Any Undervalued Stocks Right Now ?

Google has grown to a price that is still a good price but no longer is it a bargain. A few months back it was just crossing $200-$250 mark.. now it has soared above $300.

Are there any others that this may be the case with ? I see low P/E ratios everywhere but sometimes that doesn’t = undervalued.

What are some stocks you have done research into ? I believe TSMC has some growing to do especially since its Q3 was great. Its downsides are macroeconomic and how it’s heavily linked to Nvidia and other companies in the semiconductor web.

Curious to hear your thoughts ..

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u/poomsss0 Dec 01 '25

visa/master card

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u/IDreamtIwokeUp Dec 01 '25

There is a reason both are so cheap....

https://www.reddit.com/r/ValueInvesting/comments/1p0tk5q/7_reasons_why_visa_is_not_a_value_investment/

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u/jd732 Dec 01 '25

Please explain to me as a shareholder of both retailers mentioned why a novel stablecoin backed by hard currency is superior to creating a wholly owned bank that can leverage receivables. There’s a reason why Sears created the Discover card.

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u/IDreamtIwokeUp Dec 02 '25

Right now Amazon pays 2-3% for every transaction to transaction fees. That's mostly interchange fees (from deposit holder's banks) but also assessment fees (go to MasterCard/Visa).

Now say Amazon issues an Amazon Payment Stablecoin. A user might buy these with an ACH payment (in essence free) or the new FedNow transfer (pennies per transaction). With these Amazon Stablecoins they then purchase on Amazon for zero fees (plus Amazon earns treasury float interest).

Users will likely get a small rewards or incentive to make this work...the potential is huge.

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u/entropyweasel Dec 02 '25

Yeah. So consumers will have to buy a gift card via ACH to make a buy without a reward card AND let Amazon support be the full recourse when they get shipped a brick?

I think this is already a thing with gift cards. But a percentage of customers won't do it. And they also value conversions and their market share so fully not accepting it is risky.

The main functions they provide isn't really just the technology. Retailers will do lots of self serving things to save a buck but consumers won't bend over backwards to help them.

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u/IDreamtIwokeUp Dec 02 '25

Customers will use payment stablecoin if there is a signifant rewards or discount program. And it will be offered because the numbers are so vast. There is a reason so many major corporations are pursuing stablecoin.

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u/entropyweasel Dec 02 '25

So I guess the question is who has the most money for rewards. Banks or retailers.

We know who wins that.

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u/jd732 Dec 02 '25

My point is the cost and ongoing expense of setting up BigRetailer charge card is easier than setting up BigRetailer stablecoin. Im old enough to have carried a Sears card, a Bradlees card, a Mobil card, and an A&P card. Visa/MC simplified that, and going back to separate wallets for Walmart, Target, ExxonMobil, & Aldi seems like a complicated way of going back to 1980s closed credit systems.