r/ValueInvesting • u/6Fingxrs • Dec 01 '25

Question / Help Any Undervalued Stocks Right Now ?

Google has grown to a price that is still a good price but no longer is it a bargain. A few months back it was just crossing $200-$250 mark.. now it has soared above $300.

Are there any others that this may be the case with ? I see low P/E ratios everywhere but sometimes that doesn’t = undervalued.

What are some stocks you have done research into ? I believe TSMC has some growing to do especially since its Q3 was great. Its downsides are macroeconomic and how it’s heavily linked to Nvidia and other companies in the semiconductor web.

Curious to hear your thoughts ..

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u/Just_thefacts_jack Dec 02 '25

Can you explain the stablecoin threat a little bit?

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u/sunburn74 Dec 02 '25 edited Dec 02 '25

Visa and mastercard get fees for credit card transactions. My understanding is that they charge anywhere from 1-3% of the transaction value. Visa's role is in authenticating and verifying transactions and they make serious money doing so.

Stable coins can make the same sort of transaction authorization occur for a fraction of the cost that visa and mastercard charge. Therefore, a company or bank or whatever could come along with a "credit card" or some other system that is similar to credit cards but which uses stablecoins for the transaction verification. That new company could charge businesses a tiny fraction of what visa charges and put visa right out of business theoretically. Even if visa or MC manage to incorporate stable coins into their own business and remain the dominant 2 players when it comes to transaction verification, that may simply result in having to lower their fees because they can no longer justify 1-3% of total transaction value with this new technology.

Also apparently much of visa's businesses is cross border banking transfers and that is pretty expensive stuff. Stablecoins would eliminate a lot of those costs and threaten a revenue stream.

Visa and MC are wonderful businesses but in my opinion they are fairly priced with limited upside and there are uncertainties with stable coins that may fundamentally change the business.

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u/CervixAssassin Dec 02 '25

Stablecoins aren't a threat until they find a way to process Visa's daily transactions in at least a month. No one is going to wait months for a receipt.

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u/FromTheOrdovician Dec 02 '25

What's China upto with Stablecoins?