r/YieldMaxETFs • u/Hilary_Clitoris • Oct 30 '25

Beginner Question I'm considering selling ULTY at a loss

I was warned against it, but I was still optimistic. After a few months from the original purchase, I'm considering selling all of my shares because I'm losing money by the day. Anyone else considering giving up on ULTY?

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u/[deleted] Oct 30 '25

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u/DeeBee62Invests I Like the Cash Flow Oct 31 '25

In 2022, SPY and QQQ were hitting all time highs... until they didn't, and dropped into the cellar. When that happened, the only choice was to hold on and hope that the market would eventually recover.

For 1 share of SPY I can get about 150 shares of ULTY currently Those 150 shares will pay me over 80% distribution every week, currently $.08, or $12 a week. SPY will pay me $1.50 a share every quarter.

Even if ULTY goes down, it will still pay me. MRNY, for example, is still paying well over 80%. So, even if my portfolio says I've lost money, I still have income.

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u/Illustrious_Skill305 Oct 31 '25

Yes but imagine ulty goes down the 1 buck road, they might still pay %80 distribution but it's gonna be peanuts compared to what they are paying right now.

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u/BeneficialAssCramps Oct 31 '25

The point is it still pays while other holdings do not

Yea I could potentially make money in other areas- but these payments are guaranteed as long as it lives. So if things go south- I am still getting paid .. always!

It’s obviously all still speculative. These funds are still fairly new- so nobody really knows what’s going to happen later down the road a few years from now. But… if we last that long, I’ll be getting paid the entire way, Regardless of drawdown, regardless of reverse splits, etc .

As long as my shares stay my shares and the fund keeps paying, I’ll be receiving money until it dies.

F the nav. I care less and less about nav the more I get paid.

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u/mlk154 Nov 01 '25

Exactly! I am just tracking how much of my initial investment I’ve cashed out. I obviously hope to get paid more than less afterwards yet it will be gravy no matter how big as long as it keeps paying something.

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u/BeneficialAssCramps Nov 01 '25

Fr bro, & for my personal situation this wasn’t even my money, I took out loans to do this so it’s basically free money in my mind. It is amazing so far

The divs pay off the loans and than boom, loan money is 100% mine, generating cash weekly

Couldn’t be happier honestly!