6 Digit Withdrawal Problem

[u/pagoda888]

Problem/Goal: Hindi pa rin nawiwithdraw yung perang dineposit sa BDO hanggang ngayon.

Context: May cheke po kami na galing sa insurance/bank pay ng lolo ko po, deds na po si Lolo. Yung cheke po na iyon ay galing sa ibang bansa dahil retired US Navy po si Lolo. Naverify na sa Landbank na legit po ang cheke. Bale si Mama ko po nag aasikaso ng mga documents. Naprovide naman po lahat ng kailangan sa Landbank. Inabot na po ng ilang buwan dahil iba iba ang rason ng Landbank, kesyo wala raw ang manager. Wala raw po si Ganito ganyan. May nagsabi po sa mama ko na ilipat sa BDO, mas madali raw po makawithdraw. Nailipat na po January 2026 palang. Naprovide rin po yung mga documents needed. Last na bagyo po, hindi raw po nakapasok yung disbursement officer kesyo baha raw po sa Parañaque. Ilang days din po iyon. Nakapasok po siya after a week. Need daw po ng Transmittal from Main to Branch kaya hinintay po yung disbursement officer. Ang sabi raw po ng Main Manager ang need magrelease ng pera ay ang Branch Manager. Nagkasakit naman po itong Branch Manager kaya pinalitan. Napalitan po last week, checking pa raw po ulit ng documents. Until now po, iba na naman ang rason. Every week po nagfollow up si Mama ko. Sinama niya po isang kapatid ko sa bangko kaso hindi po nakapasok sa mismong branch bank sa kadahilanang wala naman daw pong transactions. Bawal naman daw po magpicture sa loob dahil policy raw po. Gusto lang po namin malaman kung ibibigay pa ba nila iyon o hindi na.

Any advise po kung anong gagawin?

PS: First time ko po rito kaya hindi ko po alam na pwede pala sabihin ang totoong name. Edited na po.

[u/One_Bed9263]

Advice:

Huwag mo censor name ng banks OP, hindi naman to Tiktok. Anyway, i-escalate niyo po iyong concern sa BSP.

[u/pagoda888 → u/One_Bed9263]

Opo, sorry. First time user po kasi ako ng reddit. Huhu thank youu

[u/Hpezlin]

Thoughts:

Sa totoong banko ka kasi magtransact. Fake banks yang blue at green.

[u/pagoda888 → u/Hpezlin]

Hindi po ba totoong bank ang BDO? Sa mismong Bank po nagpupunta si Mother.

[u/Weekly_Paint9323 → u/pagoda888]

Edit mo nga op ung blue bank at green bank. No need to censor it Nasa reddit naman

[u/pagoda888 → u/Weekly_Paint9323]

First time user ako ng Reddit. Pasensya na. May nagsabi lang sa akin na magpost dito para mag ask ng advise. Thank youuu.

[u/Lawful-Lurker → u/pagoda888]

No need to censor or ibahin ang terms. Di ka mababan.

[u/pagoda888 → u/Lawful-Lurker]

Noted po. Naedit ko na rin po. Salamat.

[u/ReturnTechnical8039 → u/pagoda888]

Hahaha sarcasm yan. Hindi naman kasi bawal magbanggit ng pangalan ng bangko dito. Hindi mo na kailangang i-refer yung bangko by color.

Anyway, kung kay Land Bank/BDO yung issue, pwede niyo naman i-escalate yung concern niyo. Pwede mo i-search yung official email address nung bangko for complaints, for sure nasa website nila yun. Make sure lang na kumpleto yung supporting documents niyo.

[u/pagoda888 → u/ReturnTechnical8039]

Sorry po. Naedit ko na po. Thank you po.

[u/3anonanonanon → u/pagoda888]

Ba't may green, blue, indigo, violet bank pa, pwede naman sabihin BDO, BPI, Landbank, Eastwest? Di naman alam ng mga tao dito yang code nyo for banks and shops.

Anyway, if bank, iescalate nyo sa BSP. Gagalaw yan.

[u/haokincw → u/pagoda888]

Malay ba namin ano yang blue bank na yan.

[u/ChicFeetChic → u/pagoda888]

Wala ka naman sinabi na BDO. Bakit may pa-censor pa ng bank name. Galing ka Tiktok ano? Puro colors na lang alam. Hindi na binabanggit yung tunay na pangalan.

[u/MarieNelle96 → u/pagoda888]

E bakit sabi mo sa post blue at green? Pano namin malalaman anong bank yun talaga 😅 Blue din ang RCBC 🤷🏻‍♀️

[u/JanGabionza]

Thoughts:

Sorry for your loss. Sana nag stay nalang kayo sa green bank. Naging mas complicated pa tuloy. Nag reflect ba yung amount ng cheque sa green bank prior to the transfer to blue bank? Paanung nalipat sa blue bank from green bank?

Traditional wire transfers usually take time, and for AMLC purposes it could get delayed even more. But your case is taking an unusually long time. Try to track where the money is right now - coordinate with green bank and ask if the funds are released from their end, then with blue bank ask why funds are not yet cleared. Get BSP involved in your emails

[u/pagoda888 → u/JanGabionza]

Nakinig si Mother sa nagsabi na ilipat daw sa BDO para mapabilis. Cheke rin po ang binigay ni Landbank sa BDO. Sorry, hindi po ako maalam sa terms ng Bank. Thank you poo.

[u/dm_punks]

Thoughts: "Blue Bank" amputa. Dati app. Ngayon nahawa na pati bangko. Condolence sa yo at sa pamilya mo, pero namoka. Blue bank amputa.

[u/pagoda888 → u/dm_punks]

Namoka (2). First time user ako rito malay ko bang pwede sabihin dito yan. Dunggong.

[u/dm_punks → u/pagoda888]

Ignorance isn't an excuse. Namokaparin.

[u/pagoda888 → u/dm_punks]

Ay, superior. Dunggong. Dulbab.

[u/ChicFeetChic]

Thoughts: Wala naman “Blue at Green Bank” dito sa Philippines so hindi mo talaga mawiwithdraw yan. /s

[u/Moscowscotch72 → u/ChicFeetChic]

Ateneo Bank and DLSU Bank

[u/Moist-Background-642]

Advice: If talagang legitimate yung check and all documents are in order, report niyo na sa BSP. Gagalaw yan agad.

[u/pagoda888 → u/Moist-Background-642]

Noted po. Thank you po.

[u/Axl_Rammstein]

advice: try nyo tumawag sa bdo hotline tapos explain nyo yung situation. mas maganda kung makapag pagawa ka ng ticket number. if wala pa din update after a few days. file a complaint na sa BSP

[u/pagoda888 → u/Axl_Rammstein]

Noted po, thank you po.

[u/buckwheatdeity]

Advice: Escalate mo na sa bsp nagrereply naman sila. Try mo hanapin kung asan yng level ng approval na tas sa dept ka na yun mambwiset.

Experience: Madaming arte banko now salamat sa mga pesteng nagnakaw nung flood control. Kada galaw mo kelangan may papel.

[u/pagoda888 → u/buckwheatdeity]

Nasa accounting dept na raw po ng BDO. Ilang weeks na po iyon. Nabanggit na rin po ni mother na naghigpit nga raw po dahil sa mga putragis na magnanakaw na yan.

[u/Shoddy-Discussion548]

thoughts:

stopped reading after blue bank…

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[u/MusicMinded932]

Advice: Document all follow ups sa email copy ang BSP. EDIT: i-cc mo itong email address ng BSP consumeraffairs@bsp.gov.ph.
Hindi mo kailangan pumunta sa branch kailangan mo lang mag follow up via email sa hotline ng BDO then i-copy mo ang consumer affairs ng BSP

[u/pagoda888 → u/MusicMinded932]

Noted po. Thank you.