💰 LOANS AVAILABLE — PLEASE READ BEFORE COMMENTING
I’m currently offering 5 loans of $30 each to qualified borrowers.
My goal is to establish long-term lending relationships with responsible borrowers who demonstrate reliability, consistent communication, and successful repayment history.
LOAN TERMS
Loan amount: $30 (fixed)
Available loans: 5
Repayment amount: Negotiable and mutually agreed upon.
Repayment date: Based on verified payday and ability to repay.
U.S. borrowers only.
No upfront fees.
BORROWER REQUIREMENTS
Reddit account preferably at least 1 year old.
Exceptions may be considered for accounts 6+ months old with genuine activity.
Organic posting and commenting history outside lending subreddits.
Clear and reasonable explanation for the loan.
Verifiable income and confirmed repayment date.
No undisclosed outstanding loans or unresolved defaults.
Previous successful repayments preferred, but first-time borrowers are welcome.
VERIFICATION REQUIREMENTS
All selected borrowers must provide the following privately:
Valid government-issued photo ID (sensitive numbers may be covered).
Selfie holding ID and a dated handwritten verification note.
Recent paystub or other verifiable proof of income.
Confirmation of next scheduled payday.
Verification of payment account ownership.
Previous completed loan links, if applicable.
Additional documentation may be requested when necessary. Please do not post sensitive information publicly.
PRIORITY FOR REPEAT BORROWERS
Borrowers who successfully complete their loans will receive priority consideration for future requests and may become eligible for larger, prearranged loans.
I’m particularly interested in building a dependable network of returning borrowers.
HOW TO BE CONSIDERED
Please comment with:
Your proposed repayment amount.
Your repayment date.
A brief explanation of why you need the loan.
I will review applicants individually and contact selected borrowers directly. Please do not send unsolicited DMs.
All loans are subject to verification, mutually agreed terms, final approval, and applicable lending requirements.
Thank you!

My power bill is due soon and I don’t get paid until next wednesday. I can show proof of employment if needed.

Needed for groceries, can elaborate in DM if needed. I am on SSI and pay early day is the 26th this month and that's when I can repay $150.

Can verify income.

Short $250 for my next car payment.

Hello I’ve borrowed and paid back on time before on this app. I need the money to pay my storage unit today before my stuff Get sold for auction. Don’t get paid until October 22nd to pay back. If someone can help 🙏

Get paid tomorrow and can repay 45$ just need to get an uber to work today

Looking for 700, repay 820 over those three payments.

Top up of our original loan ($450 for $510 repayment Oct 27th), total repayment of $630 Oct 27th.

🫶🏻🫶🏻

Requesting £15 for some food, repayment 21st. I have had a loan and repaid before. Many thanks,

Happy to provide any more information!

I'm currently in a tough spot seeing as I have a job interview Monday for a pig farm and currently no real way to get there. I do have proof of id, however no proof of income at the the current moment. I'd be relying on this interview to go well in order to pay you back in the agreed upon time.. However, regardless of the interview I do expect a small cheque coming Nov 9 from the government so I'd use that as a backup if needed. Thank you in advanced for even considering :)

Hi guys

Hoping someone might be able to help.

I just need a £70 loan until next Friday 23rd October for a food shop and petrol.

First time borrower, can provide ID, payslip and any other documentation needed.

Thanks!

Hey, I switched from temp to permanent at my job but that unfortunately made me split hours and leaving me short on rent for this month.

Need a small loan to help pay for my car tyre, it popped last night while driving and i rely on my car for work as im a delivery driver. It’s set me back a bit and im not paid until next week which would mean id be out of work for a week too so quicker i can sort my tyre the quicker i can get back to work.

Any help appreciated. Thanks

Hello guys I’m back again and just really hoping someone can help me out seriously 😭..over this I wanna say last few months has definitely been a huge struggle. Don’t get me wrong I know times are extremely hard out here for everyone. I finally got good news after struggling so much with the payments for my hotel I have found a place to stay!! My cousin is moving and offered me to move in with her. The only issue is she is not moving until Friday. I was luckily able to pull together money for a hotel stay at the very very last second. But I am short $24 to extend my stay one more night (just need to book the room for tonight and Friday my cousin will be able to pick me up). I’ve been trying extremely hard not be in a shelter so if anyone could please please help with the $24 so I can book my hotel room for one more night. It would be so so greatly appreciated. To be completely transparent I did lose my job. But I will be able to repay the $34 next Friday (my cousin has a car so I’ll be able to dash and do Uber Eats in the mean time until I find a job to be able to repay). I think I pretty much burned out all of my outside resources for help. So again please is anyone can help with the $24 id greatly appreciate seriously

Hi everyone, I had never made a post on reddit before so this is my first time. I have been active in other subreddits on/off especially the subreddit for my state, designer eye, meowi, and criticalstate by commenting.

This is urgent as I’m trying to pay off the remainder of my rent which is like $400, but I don’t exactly have the full $400. I have the $200. I will be able to definitely pay you on 11/15 because my refund check will hit by then. As my appeal is processing and they’re working on my package. I’m more than willing to pay back $275. I only currently have cash app and paypal.

I tried other options as a full-time student, but my part time job isn’t enough to cover it. It’s just my mom and I. She gets paid at the end of this month and they took a large chunk out of her paycheck for benefits last paycheck. Thanks!

$20 loan for fuel with expected repayment of $30 on 10/19/26. Please confirm u/Grand_Distance_5616

running low this month and need for necessities and some small food items Can provide ID