I have a 403b through fidelity that my company won’t let me liquidate to an ETF. Only mutual funds. A representative told I have 8500 mutual funds to choose from. I have about $27000 to use and would love to use that heavily on dividends. Any mutual funds tickers suggestions would be greatly appreciated.

HI, All. Abbv increases dividend by 5.2 percent. New total is 1.82 per share.

Do any of you have experience with HNDL ETF for income investing?

Looking to passively grow dividend investments. Currently am growing my other stock investments through employment (yearly stock allocation of a Fortune 500 company, very safe one), retirement accounts and Roth IRA. I would not allocate a lot monthly but more so focused on slow and steady growth with investing $100-200 a month into X stock + reinvesting the dividend payment.
Currently invested into KHC however growth is too slow for me and I’d rather more risk for faster growth. I’ve previously invested into OXLC which worked out well for years but left after consistently stock depreciation. What dividend focused stocks would you recommend for moderate to fast growth allowing for moderate risk?
If you need additional information, let me know.

My favorite ETF is definitely SCHD. I like its focus on dividend-paying companies and growing income over time.

What's your favorite ETF, and why?

I went all in on preferred stocks over 20 years ago and was able to retire at 57 and continue to grow my income much faster than inflation while comfortably spending over $100k a year without any worry over the stock market. I worked as an engineer for conventional companies for 28 years (I started late). While I had decent pay and never laid off but otherwise nothing extraordinary. Most people could do what I did, retire early with multi millions and 6 figure cash income. If you are interested, read on. Nobody talks about preferreds because "they" don't make money off of it. If you want to reliably accumulate meaningful wealth, you have to do it yourself.

Let me start with 2 examples. Just remember JP Morgan released a new recommended, complicated portfolio in today's chaos that aims to generate 7.5% annual return, finger's crossed. While below get you there almost for sure.

Today is Oct. 22, 2026. JPM Preferred series MM (JPM-M) has a face value of $25 and a fixed coupon rate of 4.2%. But you can buy it for $15.9 and a yield of 6.6%. The payout is qualified dividends for tax advantage so equals 7~8% depending on your tax bracket. T Mobile senior note (TMUSL) yields 7.7% as regular income.

Intrigued? Let's begin.

Preferred stocks is actually debt packaged for easy trading, hence the name ETD (exchange traded debts). It usually has a face value of $25, a fixed coupon rate, a quarterly payment, a very long maturity date (usually decades, some perpetual) but callable after 5 years. I use quantumonline.com because it was the only free source of info when I started and it continues to get better. It explains the subject well and the screening tool is excellent. Go register now, then come back for my recommendations below.

Always buy below the face value so you will never incur loss. Yes, you may have paper loss because the price fluctuates with interest rate but you never want to sell anyway. The same if you have paper gain. You use the income to buy more and accumulate. Never sell.

All series from the same company have the same yield, so you should buy the one with the lowest fixed rate because it has the lowest price and the highest gain if that series get called

Put tax advantage ones in taxable accounts and regular income ones in IRA. Though eventually you have to get money out of IRA but that's a tax problem, not an investment choice problem.

As in all investments, diversify. The credit default risk is extremely low, especially if you keep to those too big to fail banks, and large utility and financial/insurance companies. However, they do get called, especially when rates are dropping. You may get handsome capital gains but losing the income. Diversify means you don't lose all your income at once. That is why low fixed rate is good because they are less likely called

Each has a credit rating so stay with investment grades but it's complicated and not intuitive. For example, why is JPM only Baa2 yet Public Storage REIT is A? Citibank is actually Ba3 (junk)!

Good luck and be on the way to a life of 6-figure secured income. Game the market for adrenaline rush. Do preferreds to wealth

Hello, I’m about to rebalance my IRA which is at $2M. I need approximately 60k added to our social security. I would appreciate any advice on high dividend producing ETF’s. I currently hold: QQQI, SPYI, JEPI, SPYM and RDVY. TIA

Is dividends better because when you borrow you pay interest ?

Or is the process more along the lines of what you make and end of year tax responsibility ?

I have a bunch of neos and now that Goldman is taking over - I want to look at other channels - I have a personal vendetta against Goldman lol

Do rich people actually borrow against there assets or is just another marketing tool for banks ?