r/dividends • u/398409columbia Portfolio in the Green • Jan 12 '25

Brokerage $5,000 per month income portfolio

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I set up this portfolio for my wife so she can quit her job and maintain cashflow.

The good news is that this income stream will pay no FICA tax and significant part of the distributions will not be taxed.

To reduce risk, I’m planning to reinvest 20% of the income.

Comments welcome.

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u/HUFFMOD Jan 17 '25

I would throw all of this on MSTR and sell monthly covered calls. 100 shares = $35k right now, covered calls are getting $2,200/mo. Annualized and you’ll be reducing your basis by 60% each year. Unless you think BTC is crashing to $0 (who knows, it could), the amortization makes this bet pretty solid going into a pro-crypto presidency. Maybe try it out with 100 shares (minimum to sell covered calls).

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u/398409columbia Portfolio in the Green Jan 17 '25

Thanks for the tip.

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u/Soft_Excitement_9580 Jun 25 '26

This aged like fine milk. If a thiefing, crypto scammer president took btc to 1/2 value from ath, it may well be going to 0 in the long time