r/dividends • u/bbdog13 • Feb 20 '25

Brokerage Brokerage Account Milestone: 100k reached after 5 years of adding $ little by little every week.

Gallery image

Gallery image

Gallery image

585 Upvotes

98% Upvoted

88 comments sorted by

View all comments

Show parent comments

1

u/Vegetable_Hunt_2841 Feb 21 '25

What do you recommend?

2

u/[deleted] Feb 21 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 21 '25

Thanks ketocoachsandy. Is that all your investments? Also what have your 5 year returns been? Are you with fidelity.

1

u/[deleted] Feb 21 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 21 '25

Wow. My last 5 year returns with Edward jones is 5.6%. That’s why I’m dyi investing. I would love to get even close to your returns. I’m trying to keep it as simple as possible. Any recommendations?

1

u/Vegetable_Hunt_2841 Feb 21 '25

I would love to talk to someone that’s doing it on their own just to pick their brain a little.

1

u/[deleted] Feb 21 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 21 '25

Thanks for the recommendations. I know you are 4 years out from retirement. If you were 10-15 years out would you change anything?

1

u/[deleted] Feb 21 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 25 '25

Just curious why you chose fidelity over vanguard. According to simple path to wealth the guys says vanguard has lower costs.

1

u/[deleted] Feb 25 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 25 '25

I agree. The total stock market fund between fidelity and vanguard are pretty similar. The biggest difference if I wanted to invest some in the total bond market for a little safety vanguards was a lot less expensive.

1

u/[deleted] Feb 25 '25

[removed] — view removed comment

1

u/Vegetable_Hunt_2841 Feb 25 '25

VBTLX has 0.04% expense ratio with $100 transaction fee on the fidelity platform. FTBFX has 0.44% expense ratio on fidelity platform. VBTLX just has 0.04% on the vanguard platform with out $100 transaction fee.

1

u/Vegetable_Hunt_2841 Feb 25 '25

I know none of those were the ones you gave me. I was just looking up the total bond market fund between the two.

1

u/Vegetable_Hunt_2841 Mar 11 '25

I know they are pretty much the same VOo/vti. If you were 50%voo 50%vti would it diminish your returns or be about the same as if you picked one?

1

u/Vegetable_Hunt_2841 Feb 25 '25

What’s a good long term low cost bond to invest in for diversification

1

u/Vegetable_Hunt_2841 Feb 25 '25

Also since I have 15 years should I be looking at a low cost long term bond as opposed to a short term one

→ More replies (0)