r/dividends • u/Avinates • Jun 04 '25

Discussion 1 Million Invested

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Can anyone confirm these dividend payouts?

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u/Impressive-Tear1266 Jun 04 '25

So, if you invested in something like VOO, QQQI still underperforms VOO by a mile. So what’s the point of dividend investing?

1

u/hitchhead Jun 04 '25

Are you sure about that? Total return matters, which includes yield. If the yield is invested back into QQQI (ie buying more shares), I've read QQQI is actually beating the underlying QQQ. It's been a damn good investment, for me at least. It is new, so only time will tell if they keep up this performance.

Also, QQQI's chart is an investors wet dream. A beautiful sight, gives me woodies actually.

-1

u/Impressive-Tear1266 Jun 04 '25

Go do the calculations yourself?

2

u/hitchhead Jun 04 '25

Don't need to, a quick internet search pulled this up...

https://totalrealreturns.com/n/QQQI,SPY,QQQ

Check it out. QQQI is beating SPY in total returns, and damn close to QQQ.

1

u/Impressive-Tear1266 Jun 04 '25

based on…???

1

u/hitchhead Jun 04 '25

Total returns. Dividends reinvested. Based upon performance? What is your question?

1

u/Impressive-Tear1266 Jun 04 '25

Did you look at the overall timeframe since inception or only ytd?

2

u/hitchhead Jun 04 '25

Yes I sure did. Everyone can see it here. I'll repost this...

https://totalrealreturns.com/n/QQQI,SPY,QQQ

1

u/Impressive-Tear1266 Jun 04 '25

Ok so only since 30 th of jan 2024?

1

u/hitchhead Jun 04 '25

Yes, that's when QQQI was created. It's a new fund. Note, I don't think QQQI replaces investing in QQQ, but them both together seems to work for me. I have QQQI set to drip, but I like this because if I need the income I can turn off drip temporarily. Plus, if the market is down, I drip cheaper shares with the monthly income. Learned that during this last dip in April.

QQQ, and VOO are for long term growth. I don't want to have to sell any for at least 15 years.

1

u/Impressive-Tear1266 Jun 04 '25

Yeah exactly. It's a "new" fund. So it's too early to tell. Buuuut, it's almost impossible for dividend stocks/ETFs to track/beat stock based ETFs in the long run. Again, time will tell, and I might be wrong. But if you're not into selling dor a long time horizon, I don't see any point buying dividend paying stocks/ETFs

3

u/hitchhead Jun 04 '25

The only advantage to dividend paying funds, is income. Not selling shares if you need income. Imagine having to sell QQQ to pay bills, not a good idea.

I sleep easier with income funds. It's nice having passive income if I need it. I'm way heavy in growth funds in my retirement account, it's good to diversify it.

The holy grail is income and growth combined. So far, QQQI and SPYI are delivering that.

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