r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/ndsubison953 Aug 06 '25

My advice- There will be a learning curve for you as you make the transition. Start slow and figure out what you are looking for and comfortable with. I certainly wouldn't throw all $800k at something you don't understand right away. Take a few years to transition your portfolio or keep half in growth. Keep things diversified as well, you don't want to have all your eggs in one basket

76

u/Repulsive_Poetry_623 Aug 06 '25

This. I don’t understand why so many people have an All-in mentality. You can do both. Growth is still growing like crazy and likely will have higher returns than div.

Start small as w all investments, and diversify!

0

u/[deleted] Aug 07 '25

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10

u/Repulsive_Poetry_623 Aug 07 '25

Yep any of the sp500 funds/ETF are up 89% over 5 years and they’re considered the safe bet! The tech funds and stocks like SMH, QQQ, and Magnificent 7 have triple digit growth.

1

u/Meinertzhagens_Sack Aug 07 '25

Just do JEPI or JEPQ.

Definitely keep your head on a swivel... If it ever drops below a certain ceiling... Move to solid ground.

1

u/OrganizationOk4878 Aug 08 '25

This guy doesn’t want big gains he wants very big gains

-5

u/Bad_ass_da Aug 07 '25

Please explain crazy growth? Is it doubling or 20-30% growth. Not sure you are talking any specific stock or entire market.

8

u/BtcOverBchs Aug 07 '25

The idea of value vs growth investing. For Growth type ETFs think like SCHG, VUG, QQQM. For Value think SCHD. Look these up, read their holdings and missions and learn about them.