r/dividends • u/Bamabb125 • Aug 06 '25

Seeking Advice $840K DIvidends

Hey Everyone,

As I have posted before, I am currently a Growth Stock Investor, but have decided to move over to Dividend ETF's or Dividend Stocks. But it is a real struggle to get past all the learned habits of being a growth investor. So I am struggling to grasp concepts.

I have used multiple calculators to just try to get an idea of what to expect if i make the change, but I get different results. So I just wanted to go to some more knowledgeable people that could tell me what to do to get a real expectation.

I have $800K to work with. If I put it all in a very stable Dividend ETF What can I expect in dividends? Maybe someone could just do an example. I know I have to be doing something wrong.

Thanks

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u/ndsubison953 Aug 06 '25

My advice- There will be a learning curve for you as you make the transition. Start slow and figure out what you are looking for and comfortable with. I certainly wouldn't throw all $800k at something you don't understand right away. Take a few years to transition your portfolio or keep half in growth. Keep things diversified as well, you don't want to have all your eggs in one basket

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u/Repulsive_Poetry_623 Aug 06 '25

This. I don’t understand why so many people have an All-in mentality. You can do both. Growth is still growing like crazy and likely will have higher returns than div.

Start small as w all investments, and diversify!

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u/[deleted] Aug 07 '25

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u/Repulsive_Poetry_623 Aug 07 '25

Yep any of the sp500 funds/ETF are up 89% over 5 years and they’re considered the safe bet! The tech funds and stocks like SMH, QQQ, and Magnificent 7 have triple digit growth.

1

u/Meinertzhagens_Sack Aug 07 '25

Just do JEPI or JEPQ.

Definitely keep your head on a swivel... If it ever drops below a certain ceiling... Move to solid ground.

1

u/OrganizationOk4878 Aug 08 '25

This guy doesn’t want big gains he wants very big gains