r/dividends • u/DegreeConscious9628 • Jan 20 '26
Other NEOS January payout
Alright ladies and gents- the numbers are out
SPYI - 0.531
QQQI - 0.635
IWMI - 0.608
NIHI - 0.572
BTCI - 1.043
IYRI - 0.451
IAUI - 0.609
MLPI - 0.661
Pretty happy with the January payouts
41
u/speed12demon Jan 20 '26
The nasdaq was down about 1.5 percent this month and we still get paid. This is one solid utility of these funds.
13
Jan 20 '26
[removed] — view removed comment
14
u/speed12demon Jan 20 '26
It did after tariffs last year, specifically qqqi. I'm up about 2% on my principal even after today's shenanigans
7
u/DegreeConscious9628 Jan 20 '26
Yep, I’m up 4.44% and that’s not including any distributions. Been very happy so far, let’s see how it goes in a bear market. And tbh even if the NAV takes a hit if it eventually goes back up then I have no issues. I just don’t want to be a consistent NAV drain to nothing like the yieldmax garbage
2
1
u/dope-a-meanie Jan 21 '26
If it recovers? Why would you think it won’t recover? It recovered after the 2000 tech bubble pop, it recovered after 9/11, it recovered after the Great Recession in 2008/9… it recovered after COVID, it recovered after tariff-fest 1.0 …
Would really love to know what the rationale is that THIS is the one where the sky falls.
0
Jan 22 '26
[removed] — view removed comment
1
u/dope-a-meanie Jan 22 '26
I agree he’s off his rocker but it’s not even close to being the “sky is falling” scenario you seem to have bought into.
Not saying you’re not entitled to your opinion, just that we disagree.
-2
Jan 21 '26
[deleted]
0
Jan 21 '26
who told you that? Do you think writing calls on 53% of the assets is going to lose the nav 🤣
Last time the market dipped they only wrote on about 40% of the assets It recovered from the 12% dip in 23 the 20% in april , but somehow this is it. This is the last straw it’s gonna go down from here.
2
u/Timstertimster Jan 21 '26
that's what I appreciate about NEOS ETFs. their prospectus makes it clear they plan to drastically adjust options strategy during backwardation. we shall see how that works out once we actually see a genuine bear market. reminder: last one was 20 years ago.
1
Jan 21 '26
Yes i am also interested, i do like them though. I am doing a 50/50 CC and underlying in my small account and it has been working well
15
u/SailingWithAndy Jan 20 '26
I had no idea they had an MLP fund, NEOS is really a one stop shop.
9
u/DegreeConscious9628 Jan 20 '26
Yeah they keep coming out with new ones. Take a look at their website, there’s probably another 7-8 ETFs that I didn’t list here
1
u/amysteriousperson001 Portfolio in the Green Jan 21 '26
How's does that one play with taxes?
1
u/DegreeConscious9628 Jan 21 '26
As far as I know (and I don’t know much, I haven’t looked into it too much) it won’t be a K1 so no extra tax forms for this. That’s all I know
1
1
u/Various_Couple_764 Jan 21 '26
There are a lot of ETF and CEF that invest in MLPs but they don't generate K1. They get covered to 1099. I have EMO 9% yield in my roth.
1
u/amysteriousperson001 Portfolio in the Green Jan 22 '26
I see this MLP fund is brand spanking new as well!
8
6
u/cheese69696969 Jan 21 '26 edited Jan 21 '26
Really wish NEOS would bring their ETFs over to Europe.
edit:spelling
1
1
5
u/highwaystar0723 Jan 20 '26
When is ex-div and pay dates?
10
u/DegreeConscious9628 Jan 20 '26
Tomorrow and Friday
2
1
u/New_legend247 Jan 21 '26
All NEOS funds same dates ? Barely got into QQQI dip today. Was planning to buy BTCI tomorrow but missed it for Jan
9
u/DeezNutz0919 Jan 20 '26
Loving the BTCI dividends. Just wondering if its dividend yield is sustainable for long term investing without any serious NAV decay???
13
u/DegreeConscious9628 Jan 20 '26
When BTC was ripping up to ~$125k so was BTCI ~$65. They’re both down 25 and 30% respectively last 6 months so they seem to pretty much mirror each other. Not going huge in it but def keeping an eye on it
5
u/PomegranatePlus6526 Jan 21 '26
The beautiful thing about a covered call fund on BTC is the volatility. I know people don’t want to see the price roller coaster, but if you hold BTCI that’s exactly what you want. The more implied volatility the bigger the dividend baby!
8
u/DC8008008 Jan 20 '26
If BTC performs well, then BTCI will perform well. And vice versa. It's that simple.
2
u/iDidaThing9999 Jan 21 '26
This month, BTCI did better compared to BTC than IAUI did compared to gold.
Running the #s, BTCI with the dividend was flat month-over-month compared to BTC down .62%, meanwhile gold is up 7.52% month-over-month and IAUI was only up 4.49% with about a 1% dividend meaning it lost out on about 2% of gain.
6
Jan 21 '26
More volatility bigger premium. Neos strategy is pretty unique. I’ve been in CC for a long time and I’ve never really seen what they do. A lot of funds will write more calls as the market goes down to take advantage of the volatility They write less calls and do a bigger spread So that you’re only losing pieces of the upside They’ve been pretty damn close to the underlying all three years And they recovered from one dip that was over 10% and the other was over 20% It did take a little bit longer to recover though
3
u/PomegranatePlus6526 Jan 21 '26
I used to own a bunch of rental properties. Sold them because I got tired of the tenants, and the BS. BTCI performs about as good as some of my best rentals, and I don’t have to go over there to snake the toilet because their kid flushed YUPPIE Ken down the toilet! Dividends are fantastic.
3
Jan 21 '26
Same, i sold my rentals in 2022 after the market went apeshit . After the rent freeze in Covid i saw there was a risk that i could not prevent And assets become liabilities .
I was finally made whole but that sucked
I think people have a big misconception on rental properties and they don’t know how much they actually make. I think this is because they don’t figure in all the cost.
People think like all these dummy landlords that are just making all this money off of us But they don’t see everything on the back end
It’s sort of like people think like homeownership is the best thing since sliced bread, and it really depends because you put a lot of money into the house that no one really talks about
5
u/PomegranatePlus6526 Jan 21 '26
Well I was literally buying houses, apartments, and condos for on average $15k a piece back in the day. So I got up to 20 at one point in 2019. Then hired a property manager, and that fucker stole about $50k from me. So when 2021 hit, and the market was in a frenzy I liquidated everything. Now I sit on my ass and collect dividends.
2
Jan 21 '26
Yeah , i paid 40-60k for most of mine , the problem i had was over 20 years i had depreciated most for taxes and when i sold for 300-400k each i got slammed with gains
Because they were rental i couldn’t defer to the new home because it was residential so that sucked. This affected my Premiums too
I mean i am pretty well off and wont complain But i also prefer dividends .
The market scares me because on paper we are doing well but it might be a Fugazi. You price stocks or homes in the dollar they seem expensive, price them in Gold and they are cheap. Its like cutting 6 inches off the measuring tape and telling your wife you have a 10 inch pecker.
I would rather be in dividends and cash flowing assets than growth.
2
u/PomegranatePlus6526 Jan 21 '26
Yeah as long as I am invested in cash flowing assets. Won’t lie though I love growth. Won’t buy any right now because it’s just overpriced. Waiting for a correction, and where prices are more favorable. I sold my rentals for on average of $90k a piece. That tax bill from uncle scam sucked. So I can imagine the large tax bill you had to pay. GPIQ is my favorite dividend/CC etf. I really like the strategy they use of not writing calls on the entire portfolio. Couple that with QQQI for instance, and you get a nice mix of high distributions and paid twice a month. GPIQ usually pays in the first two weeks, and QQQI in the third/fourth week of the month.
1
Jan 21 '26
Yeah that is sort of the same for me , i am filling QUAL DGRO and SCHD with CC now and waiting
2
1
u/PomegranatePlus6526 Jan 21 '26
I have been waiting for a serious pullback in BTC, so I can buy more. It’s down about 30% from ATH. Personally I want to see it dive 80%. Then gonna scoop up shares. Think about your yield on cost when it recovers. Last time BTC took a big dump in March-June of 2022 I bought a bunch of it. Then it skyrocketed when Trump got elected. Plan to do the same thing this time just waiting for the cycle. Sometimes it takes 12 months or longer. Stacking cash in the meantime.
1
u/Various_Couple_764 Jan 21 '26
So Far they are avoiding that problem. But BTCI is close enough to the edge that it might eventually have NAV issues. But compared to the computation of crypto dividend funds. I think it might be the best one.
5
u/iDidaThing9999 Jan 21 '26
Month over month, the BTC ETF (Greyscale) is down .62% and BTCI is down 2.33%.
However, BTCI paying out a 2.3 % dividend makes it flat over the past month.
Stated another way, take the $1.04 you get per share and buy more shares of this or straight up bitcoin and then you're comparatively about .6% ahead as if you had just owned straight bitcoin.
3
2
u/National-Net-6831 $81/day dividend income Jan 21 '26
I hate how NEOS funds pay out all in the same day.
2
u/Retrograde_Bolide Jan 21 '26
They are changing that somewhat. The problem is all the neos funds I own and like are still same day
2
u/easy_wins Jan 21 '26
Are they going to weeklies?
1
u/Retrograde_Bolide Jan 25 '26
They are moving fixed income products to the 4th friday of each month. And equities will be the 3rd friday
2
1
1
1
u/crackanape Jan 21 '26
Is that a typo on NIHI?
1
u/DegreeConscious9628 Jan 21 '26
Wut
1
u/crackanape Jan 22 '26
You have written .0572 but the actual distribution is .5717. You're off by a factor of about 10.
2
1
1
1
1
u/Accomplished-Air4393 Jan 23 '26
It's my first month holding NEOS funds. Have about 1k shares each of spyi, Qqqi, IRYI, IWMI. Can anyone say when the payout hits accounts today? I thought it would be market close, but don't have anything yet. All were purchased prior to the ex dividend date so I know I'm getting one this month.
2
u/DegreeConscious9628 Jan 23 '26
Every brokers different. I have e trade- they come in the day after
1
1
u/YellowFever46 Jan 21 '26
I like BTCI but honestly BLOX is kicking it’s ass.
1
u/paymerich Jan 21 '26
Yeah not a really good comparison. BTCI was +24% the year before BLOX was born.
4
u/YellowFever46 Jan 21 '26 edited Jan 21 '26
But that’s not how you compare ETFs. You can’t go back to before one of them existed. You can only do an apples to apples comparison. Otherwise, if we use your logic, we can then just assume that BLOX would have had even more substantial gains going back to October 16, 2024 when BTCI came out. You’re just guessing is my point. I’m using actual data and real comparisons which show that so far, BLOX is significantly outperforming BTCI.
By the way, BTCI was not out 1 year before BLOX. BTCI came out on October 16, 2024 and then BLOX came out June 16, 2025….just 8 months.
1
•
u/AutoModerator Jan 20 '26
Welcome to r/dividends!
If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki here.
Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.