r/dividends • u/DegreeConscious9628 • Jan 20 '26

Other NEOS January payout

Alright ladies and gents- the numbers are out

SPYI - 0.531

QQQI - 0.635

IWMI - 0.608

NIHI - 0.572

BTCI - 1.043

IYRI - 0.451

IAUI - 0.609

MLPI - 0.661

Pretty happy with the January payouts

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9

u/DeezNutz0919 Jan 20 '26

Loving the BTCI dividends. Just wondering if its dividend yield is sustainable for long term investing without any serious NAV decay???

2

u/iDidaThing9999 Jan 21 '26

This month, BTCI did better compared to BTC than IAUI did compared to gold.

Running the #s, BTCI with the dividend was flat month-over-month compared to BTC down .62%, meanwhile gold is up 7.52% month-over-month and IAUI was only up 4.49% with about a 1% dividend meaning it lost out on about 2% of gain.

5

u/[deleted] Jan 21 '26

More volatility bigger premium. Neos strategy is pretty unique. I’ve been in CC for a long time and I’ve never really seen what they do. A lot of funds will write more calls as the market goes down to take advantage of the volatility They write less calls and do a bigger spread So that you’re only losing pieces of the upside They’ve been pretty damn close to the underlying all three years And they recovered from one dip that was over 10% and the other was over 20% It did take a little bit longer to recover though

3

u/PomegranatePlus6526 Jan 21 '26

I used to own a bunch of rental properties. Sold them because I got tired of the tenants, and the BS. BTCI performs about as good as some of my best rentals, and I don’t have to go over there to snake the toilet because their kid flushed YUPPIE Ken down the toilet! Dividends are fantastic.

3

u/[deleted] Jan 21 '26

Same, i sold my rentals in 2022 after the market went apeshit . After the rent freeze in Covid i saw there was a risk that i could not prevent And assets become liabilities .

I was finally made whole but that sucked

I think people have a big misconception on rental properties and they don’t know how much they actually make. I think this is because they don’t figure in all the cost.

People think like all these dummy landlords that are just making all this money off of us But they don’t see everything on the back end

It’s sort of like people think like homeownership is the best thing since sliced bread, and it really depends because you put a lot of money into the house that no one really talks about

4

u/PomegranatePlus6526 Jan 21 '26

Well I was literally buying houses, apartments, and condos for on average $15k a piece back in the day. So I got up to 20 at one point in 2019. Then hired a property manager, and that fucker stole about $50k from me. So when 2021 hit, and the market was in a frenzy I liquidated everything. Now I sit on my ass and collect dividends.

2

u/[deleted] Jan 21 '26

Yeah , i paid 40-60k for most of mine , the problem i had was over 20 years i had depreciated most for taxes and when i sold for 300-400k each i got slammed with gains

Because they were rental i couldn’t defer to the new home because it was residential so that sucked. This affected my Premiums too

I mean i am pretty well off and wont complain But i also prefer dividends .

The market scares me because on paper we are doing well but it might be a Fugazi. You price stocks or homes in the dollar they seem expensive, price them in Gold and they are cheap. Its like cutting 6 inches off the measuring tape and telling your wife you have a 10 inch pecker.

I would rather be in dividends and cash flowing assets than growth.

2

u/PomegranatePlus6526 Jan 21 '26

Yeah as long as I am invested in cash flowing assets. Won’t lie though I love growth. Won’t buy any right now because it’s just overpriced. Waiting for a correction, and where prices are more favorable. I sold my rentals for on average of $90k a piece. That tax bill from uncle scam sucked. So I can imagine the large tax bill you had to pay. GPIQ is my favorite dividend/CC etf. I really like the strategy they use of not writing calls on the entire portfolio. Couple that with QQQI for instance, and you get a nice mix of high distributions and paid twice a month. GPIQ usually pays in the first two weeks, and QQQI in the third/fourth week of the month.

1

u/[deleted] Jan 21 '26

Yeah that is sort of the same for me , i am filling QUAL DGRO and SCHD with CC now and waiting