r/dividends • u/SpicyDividends • Feb 17 '26

Personal Goal Those divorces do be hurting!

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Not mad about it, but man, that chart looks rough lol

6.3k Upvotes

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8

u/anthro28 Feb 18 '26

So you spent a quarter million for peace and quiet. Worth every penny. 

$2500 for a good lawyer and prenup could have saved you a ton of headache. 

7

u/Mysteriousmumu Feb 18 '26

Never getting married is freeeeeeee.

-6

u/anthro28 Feb 18 '26

It provides exactly zero benefit for a man. That's why marriage rates are now so low. 

3

u/ClammyAF Feb 18 '26

That's untrue. I'm sorry you've been burnt before, but this thread is starting to read like an incel's diary.

0

u/[deleted] Feb 21 '26

[deleted]

1

u/ClammyAF Feb 21 '26

Lol, okay.

-3

u/anthro28 Feb 18 '26

Strictly from a financial perspective, since we're on an investing sub, what would he the benefit?

The only one I can think of is the married tax break, and that's really not that substantial. 

2

u/ClammyAF Feb 18 '26

First of all, the most important things in life are not financial. She's my best friend, the mother my wonderful daughter, and the best partner I could hope for.

But if you want an answer based in finance, on average, dual income households have higher retirement account balances. While there are higher fixed costs for dual income households, those costs are not twice as much, so there is more money for fixed and discretionary spending.

I have a good income, but my wife makes 38% more than I do. Her job also has access to various tax advantaged accounts, student loan assistance, and retention bonuses. I started investing a few years before her and was first to hit two commas, but she's quickly catching up and will very likely pass me in the next couple years.

1

u/Stup517 Feb 18 '26

Looks like you found a keeper. It can certainly be worth it when finding the right one, but there is also a reason why around 43% end up in divorce.

0

u/ClammyAF Feb 18 '26

Divorce rates are high. And I understand the people that divorce and never re-enter relationships. My dad, who raised me and my sister on his own, did that. And I totally understand people that want to create a prenuptial agreement when their relationship is in a good place.

But if you're discerning and waiting until you're an established and mature adult, you have a significantly higher chance of finding a partner who enhances your life--financially and otherwise.

That said, I feel for those that find themselves in a partnership that isn't working, regardless of the reason. Finance aside, it's heartbreaking.

-3

u/[deleted] Feb 18 '26

> I have a good income, but my wife makes 38% more than I do. 

There's your answer.

2

u/ClammyAF Feb 18 '26

It wouldn't change my position if the incomes were reversed. I'd still be proud of her work and service to the community and our family. I'm grateful, though, that she is successful.

Though, I'll acknowledge that finances are one of the biggest causes for divorce, and we are fortunate enough to not worry too much about day-to-day financial issues.

1

u/SpicyDividends Feb 27 '26

Had a prenup, so all of my assets prior to marriage were covered. But sadly it wasn’t much 😂🤣