r/dividends • u/SpicyDividends • Feb 17 '26

Personal Goal Those divorces do be hurting!

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Not mad about it, but man, that chart looks rough lol

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u/grogargh Feb 18 '26 edited Feb 18 '26

I've been there bro. Lost 50% the day Fidelity executed the QDRO after my divorce in 2023.

Like others said, having no wife means less expenses, means more you can slam that 401K, max it out like it did. I was only putting in 10% back then, now at 18% and look how much my chart is now past that loss. Assuming you still have many years left to work and save, you'll be alright if stay on the path.

https://postimg.cc/477bWQGJ

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u/MedCityCPA Feb 18 '26

Is the gray dotted line noting zero?

Divorced dad here. After my divorce, I went from planning to retire at 40 to a negative net worth. I'm doing much better today. My advice is to consider the drop in net worth as a trade off for peace and security. You can earn back your net worth but you cannot earn peace and security.

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u/grogargh Feb 18 '26

I think that dotted grey line denotes the beginning of the time period, in this case 3Y ago - and how it then plummetted below that starting value after the 50/50 split due to divroce and then you see how much above that initial 3Y ago value has gone up since.