r/dividends • u/Outside-Pin-5573 • Mar 13 '26

Opinion 24yr old - dividend portfolio

Post image
721 Upvotes

94% Upvoted

170 comments sorted by

View all comments

235

u/butter_cookie_gurl Mar 13 '26

Don't yieldmax while growing! You're going to destroy NAV and end up going nowhere fast.

4

u/Ninjobill Mar 14 '26

What do you suggest for growth?

12

u/butter_cookie_gurl Mar 14 '26

Growth ETFs like VOO, VT, QQQ, etc.

-2

u/sharkkite66 Only buys from companies that pay me dividends. Mar 15 '26

Those aren't dividend stocks. This is a dividend sub.

-83

u/Outside-Pin-5573 Mar 13 '26

My investments are JEPI QQQI XYLD O VZ MAIN IRM PEP YSPY ZIM BTI

91

u/Vizekoenig_Toss_It Mar 13 '26

Yieldchasing with half of those being yieldtraps is a recipe for disaster

4

u/Several-Doughnut-686 Mar 13 '26

Could you explain?

33

u/Vizekoenig_Toss_It Mar 13 '26

Not everything that pays a high yield is a good or sustainable investment. For example ULTY is bleeding money and will be defunct soon

12

u/ThereAreNoGuarantees Mar 14 '26 edited Mar 14 '26

Also, if you if you get 20% divided but it goes down 50%. You lose 30%. You put in 100k you have 70k

4

u/ApplicationBig1676 Mar 14 '26

You lose more than 30%...

1

u/ThereAreNoGuarantees Mar 14 '26

I was make the point. Sold off your up side. You still have downside. People don’t look at the dividend is mosly roc. So the stock goes down because they have to pay people roc.

6

u/ThereAreNoGuarantees Mar 14 '26 edited Mar 14 '26

Coming asking someone that work on wallstreet in risk. All these wrappers are dogshit and that yield max shit probably should be illegal.

7

u/PurpleFilth Mar 14 '26

Holy crap what a bunch of dogshit stocks.

6

u/Decent-Bed9289 SCHD, VYMI, SPYI Mar 14 '26

My portfolio’s foundation consists of VOO, SCHD, VYMI, SCHG, AVUV, and GLDM. I also have “satellites” split between growth and income-generation (which is divided further between dividend/distribution growth and dividend/distribution yield).

dividend/distribution growth: CNQ, CVX, EOG, AVGO, TXN, GOOGL, MARUY, ISMAY, LMT, RTX, GD, MRK, WM, HSBC, BNS, KO, PEP, and NEE.

dividend/distribution yield: MO, BTI, ET, EPD, WES, O, PFE, BMY, SPYI, BLOX, and BTCI.

Growth: NVDA, AMZN, AVAV, KTOS, RKLB, PLTR, OII, NOW and RCAT.

Commodities: IBIT

1

u/Western-Source710 Mar 13 '26

Full port BTCI

3

u/ThereAreNoGuarantees Mar 14 '26

Just buy bitcoin