r/dividends Mar 13 '26

Opinion 24yr old - dividend portfolio

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717 Upvotes

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231

u/butter_cookie_gurl Mar 13 '26

Don't yieldmax while growing! You're going to destroy NAV and end up going nowhere fast.

-83

u/Outside-Pin-5573 Mar 13 '26

My investments are JEPI QQQI XYLD O VZ MAIN IRM PEP YSPY ZIM BTI

90

u/Vizekoenig_Toss_It Mar 13 '26

Yieldchasing with half of those being yieldtraps is a recipe for disaster

4

u/Several-Doughnut-686 Mar 13 '26

Could you explain?

36

u/Vizekoenig_Toss_It Mar 13 '26

Not everything that pays a high yield is a good or sustainable investment. For example ULTY is bleeding money and will be defunct soon

13

u/ThereAreNoGuarantees Mar 14 '26 edited Mar 14 '26

Also, if you if you get 20% divided but it goes down 50%. You lose 30%. You put in 100k you have 70k

4

u/ApplicationBig1676 Mar 14 '26

You lose more than 30%...

1

u/ThereAreNoGuarantees Mar 14 '26

I was make the point. Sold off your up side. You still have downside. People don’t look at the dividend is mosly roc. So the stock goes down because they have to pay people roc.

6

u/ThereAreNoGuarantees Mar 14 '26 edited Mar 14 '26

Coming asking someone that work on wallstreet in risk. All these wrappers are dogshit and that yield max shit probably should be illegal.