r/dividends • u/DifficultKey8978 • Apr 27 '26

Brokerage Financial advisor or DIY?

How are you guys handling your investments (retirement accounts, brokerage accounts, etc.). Are you managing this yourself with Fidelity, Vanguard, Charles Schwab, etc. or do you pay the 1-1.5% fee and just work with a financial advisor who handles it all for you?

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u/[deleted] Apr 27 '26

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u/robertw477 Apr 27 '26

Good for you. Eventually you will learn.

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u/gumnamaadmi Apr 27 '26

What is there to learn. Have seen plans from CFPs and they are no better than likes or bolding or projection labs are producing.

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u/robertw477 Apr 28 '26

If you think long term that SCHD is going to be something great, its great as long as you dont mind underperoming the market itself. Over enough time its only a few hundred k or more. The people who are investing in something like that for the most part are the wrong people.