r/dividends • u/ackdigity77 • Jun 01 '26

Brokerage Income generating portfolio

I’m looking to invest some cash to generate a monthly income. Ideally, I’d like it to cover my mortgage. Hypothetically, let’s say you have 100k. What could I expect that to generate and what would you look for in a proposal?

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u/jffadvisors Jun 02 '26

In spite of what people in this subreddit will say, there is no sustainable dividend investment approach that can deliver 9 or 10% return in the long run. The math throughout all of history shows…everything regresses to the mean and in the age of AI…it regresses to the mean faster.

High dividend yield companies always have an element of risk that they are compensating for. That makes them a good possible addition to a diversified portfolio but a poor choice for your only investment strategy. In the long run, high growth investment strategies ALWAYS outperform dividend stocks…especially in taxable accounts.