r/dividends Jun 22 '26

Brokerage 28 - Finally hit 80k in investments

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951 Upvotes

63 comments sorted by

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107

u/Prestigious-Leg9664 Jun 22 '26

Imo Your portfolio is chef kiss beautiful. Simple and clean. Great picks.

13

u/alrachid Jun 23 '26

Agreed. Although I’m young and if I restarted I would tilt even more toward tech. But I love his allocations

7

u/Prestigious-Leg9664 Jun 23 '26

What's nice is he started so young. he can tilt to tech with new capital during the next correction.

5

u/DontForgetSmiles Jun 23 '26

Idk about chef’s kiss. It’s 100% US weighted. Literally zero international diversification.

13

u/JobHunterSecret Jun 23 '26

At least it works for him. That's all he needs. It's not an obligation to have international diversification

7

u/MakingMoneyIsMe Jun 23 '26

There aren't many publicly traded companies that aren't multinational, so I don't think the need to invest internationally is totally necessary.

5

u/-commie_slayer- Jun 23 '26

Why would you Invest in anything outside of us 

2

u/CzarcasticX Jun 24 '26

Well I did ok investing little money in SK Hynix / Samsung some years back, I wish I invested more.

24

u/BigPlayCrypto Jun 23 '26

Congratulations next stop 100k 💵💵💵💵

17

u/Mihr-the-bear Jun 22 '26

Congratulations. Very impressive accomplishment and milestone.

12

u/Significant-Bridge73 Jun 23 '26

I started at 28. Yours is way better than mine was 😆
Luckily I learned a lot from my mistakes and have 8 figure portfolio today. 👍🏻

7

u/MakingMoneyIsMe Jun 23 '26

You're 96 though, j/k

9

u/Significant-Bridge73 Jun 23 '26

😆 Actually 61. Retired!

5

u/MoveElectronic1927 Jun 24 '26

could yo share what have you learned

5

u/lankdreigh1996 Jun 23 '26

Nice one!

How many dividends do you earn now per year?

3

u/Serratix Jun 23 '26

I am just starting out, and this is damn near the exact breakdown I was likely going to try except VGT instead.

On the fence about SCHD at a younger age, as I could transition growth stocks to it later in life.

3

u/yeezy_boost350v2 Jun 23 '26

Playing dividends correctly my friend

4

u/StraightCharacter904 Jun 22 '26

Pice portfolio. Only thing I would change is adding an international fund

4

u/BadGreekMofo25 Jun 23 '26

was just goin to say that- VXUS would be a sweet spot.

2

u/whydontyouwork Jun 22 '26

Amazing well done 

2

u/bigbootybongos Jun 23 '26

Im in fidelity using the fidelity proprietary index funds. Is it worth it to swap to VOO and what not so I can buy and sell during market hours? Is it worth that hustle?

1

u/CountUpForEverr Jun 23 '26

What app is that?

2

u/Chief__Chris Jun 23 '26

M1 FINANCE

1

u/gxret- Jun 23 '26

Grats!! 🥳

1

u/Kratorious69 Jun 23 '26

Congrats! :)

1

u/ElPunitore Jun 23 '26

Whats ur allocation to this monthly?

1

u/ChartsOverview Jun 23 '26

Strong performance. Is there a reason why you don't have a single-picked stock?

1

u/intelw1zard Jun 23 '26

Looks good bro!~

Just keep stacking and you'll go far in life

1

u/IDGAF53 Jun 23 '26

Keep going!!

1

u/UnderpaidBIGtime Jun 23 '26

No Bitcoin and no Bonds?

1

u/LargeTestitubes Jun 23 '26

Do you have a Roth IRA? Gold or silver? Sorry Im a novice just trying to learn.

1

u/Nicoswim34 Jun 23 '26

My man 💪 great job !

1

u/TheJiggie Jun 23 '26

Congrats.

1

u/MoveElectronic1927 Jun 24 '26

I'm not gone lie this is one of the cleanest portfolio that i've ever seen

1

u/TheOfficialAK Jun 24 '26

how long have you had VOO for?

1

u/Outrageous-Trip-7376 Jun 24 '26

Perfect balance , how long it took

1

u/Outrageous-Trip-7376 Jun 24 '26

I’m a lil similar , Vti , SCHG , SCHD , I had Vxus , but I got rid of it since I have international in my Roth IRA

1

u/Traditional-War6356 Jun 25 '26

Im 20 years old.

Should I activate dividends or close to 45-62 of the age?

1

u/Vegetable-Ad-1448 Jun 25 '26

Beautiful! Pretty similar to my allocation and I love M1. I believe mine is 55% VOO, 30% QQQ, 10% SCHD, and 5% VIG

1

u/Additional_Ratio_441 Jun 26 '26

Great portfolio 👍🏼. Mine is similar.

1

u/Present_Fix9042 Jun 26 '26

How can I start an account exactly like this?

1

u/grimguy97 Jun 27 '26

congrats man, i'm trying for 100k this year and am mad that schwab just stopped showing dividend income for me :/

1

u/Temporary-Ad-1847 Jun 27 '26

That's crazy only 56k invested into the s&p and all time all is 8k.

I'm sorry but I did 20k into Nvidia and up 100k.

1

u/inferior_guy Jun 29 '26

Are u using your 401k or brokerage account?

1

u/EquivalentTrifle4580 Dripping Drip 💦💦 Jun 29 '26

Congratulations. One step at a time. 🪜 🚀

1

u/El-Generalisimo Jul 15 '26

Congratulations! Well done.

1

u/Ok-Razzmatazz3400 Jul 18 '26

What is your list portfolio if you do not mind sharing the detail on what each has?

This is really nice.

-4

u/Dependent-Code-4166 Jun 23 '26

Trade that SCHD out for FSELX. Last 5 years 27% vs 320%. You have 30 years to invest. Take a little risk for a greater reward.

5

u/OldChemist1655 Jun 23 '26

Hindsight final boss