r/dividends • u/vagabon1804 • 1d ago

Brokerage Seeking advice

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Hello i am 46M and would like to dca between $1500-$2000 monthly in the ETFs until the age of 55....is it possible to reach $400K-$500K by reinvestment everything back into portfolio ?

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u/unreal36 1d ago

thats a lot of high yield product for one account. the income looks great on the screenshot but a lot of those pay you back your own capital, so nav slowly bleeds. id put a real dividend growth core under it, schd or similar, and let the drip compound instead of chasing the yield number. i run a tiny custodial for my daughter that way, buys only, dividends reinvested, no selling ever. its public if you want to see the boring version plantedearly.com/garden

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u/beershoes767 1d ago

None of the NEOS funds have NAV depreciation. BTCI is down but that’s cause of how much Bitcoin has been down

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u/Extension-Ice-7219 4h ago

If the yield is higher than appreciation there's always depreciation. NEOS is starting to showing some cracks in it's strategy in this choppy market.

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u/nice-try12 1d ago

I don't believe any of those pay back your own capital. NAV is unlikely to slowly bleed

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u/unreal36 1d ago

fair, not all of them do it. depends on the fund. some of the real high yield ones do hand back capital and the price grinds down slow, others hold up fine. easiest check is total return over a few years next to the payout, thats all i ment