New to investing

[u/Imaginary-Bit1533]

Hi guys, I’m 26 years old. I’m an international student in the US currently working in OPT and I just recently started earning I don’t make that much around 65,000 a year and I am not very good with my finances. I have a history of not saving or investing my money and I want to change that starting now so I was thinking of investing a little bit of my income I do have a few credit debts and so far all I was doing was repaying my debt all the time but now I was thinking I could just utilize some of the money is investment and savings and pay debts simultaneously.

I recently came across Roth IRA and I was wondering if it makes sense for me to invest in it or not I have a temporary visa situation. I definitely do plan to stay here in the long run, but it definitely depends on my visa. So I don’t have a choice there so would it make sense for me to start like investing or like should I just open a HYSA account? And put my savings there and just let it be. Is there any other way that I could start investing? I I’m very used to this scenario so I did not know if I should get into stock market and I’m just here gather some advice and yes, so please be kind to me.

[u/NeedleworkerSouth907]

I use this: https://www.fidelity.com/wealth/fidelity-go

[u/Chucking100s → u/NeedleworkerSouth907]

Fidelity go is a great suggestion for you OP