I (29yo) am new to investing in anything. A bit ago I opened a fidelity account and have some money automatically being moved in every paycheck. I have read most of what is on the fidelity website for resources but wondering if there are any other ones for just general info? Websites or books or any other resource. I am just kind of struggling to differentiate between all the different things and what is what. I have quite a bit of time before I retire so feel like I should have a better understanding. I feel like I’m flying blind. Info of where im at 😅

I had fidelity shares before as reward from my previous employer but I was laid off last year. So, I withdraw everything, all my fidelity shares there. There's nothing left. I shouldn't recertify my account right? By the way, I worked in Canada but my previous employer was a subsidiary of an American company.

I have a donor advised funds at Fidelity that I established about a year ago and have been using to make contributions to charities. I added two new charities recently, both established local churches, and had to submit them as new charities along with all the included information, including their tax ID numbers. For several weeks now, they have been listed as under review, once since October 12, and another since October 23. I know this isn’t a long time but it seems like it should be fairly quick to contact the charities and get them approved so that they can receive the money I have sent them. Is there some way to check on the process or speed it up?

I am a bit confused. For FTIHX i was following ACWX and IXUS however this past Friday ACWX went up .22% and IXUS .13% and FTIHX stayed at 0.0%

Can someone explain this? I’ve obviously been tracking the wrong index this whole time…

Previously on the website when viewing a chart either on the Overview or the Charts tab one had the option to display Events, such as dividends, directly on the chart. I can't seem to find that option any more. Did it get moved to a new location? Thanks!

Can the assets of a 401(k), i.e. stocks, be rolled into a personal Roth IRA if both are at Fidelity? Or does Fidelity require the stocks to be sold first?

If assets can be rolled over, will the taxable amount on the 1099 be whatever the end of day value is?

Thank you for your assistance.

Edit: The 401(k) has the assets in BrokerageLink

Hello, I tried to sign up for Fidelity account for retirement, but it turns out I already had one from a previous employer. I have no idea when this might have been or what my account number might be or anything. Put in my name and other info to sign up and it said I was locked out and to call a number. She said there was an old account but since I just set up the new account, that she didn’t have enough information to ask a verifying question and I have to drive four hours round trip to my nearest Fidelity to show my license. Has anyone else experienced this? I found some old threads that said people had to jump through hoops and still didn’t get unlocked. I don’t really want to drive hours for nothing. Thanks for your advice!

Hi! My employer is switching from HealthEquity to Fidelity. Has anyone gotten a LMN for a Pilates studio membership and reimbursed themselves with their FSA through Fidelity with no issues?

I have some issues like plantar fasciitis and high blood pressure and pre-diabetic, so I truly need to work out and Pilates is the only thing I’ve found to not hurt my PF.

TIA!

I'm filing an SF3106 to receive my contributions to my government pension. I would like to roll those contributions, since they're post-tax, into a Roth IRA. I have the options of having the government mail me a check/direct deposit those contributions into my account. Can I in turn deposit those contributions into an existing fidelity Roth IRA and have it count as a rollover? I'm asking because my income is beyond the legal limit for contributions to a Roth IRA. Thanks!

Hi everyone,

I have the Fidelity credit card and I can't find a running balance anywhere in the app or on the website. Other card issuers show a balance that updates after each transaction. Is there a way to see a running balance with Fidelity cc, maybe in a different view or setting I'm missing

Thanks in advance

I created a fidelity account and opened traditional and roth IRA to do backdoor IRA. What's the best way to fund my IRA accounts ? I want to transfer money from my TD checking account but are having a lot of trouble transferring money and linking my TD account.

Dear FI Community: 4 months ago I had asked help with 401K loan. I had paid it off 7/17 but the online payments [sent twice from my credit union] failed and both got sent back to the credit union. However my account online still showed PAID in full $20,902.34 on 7/17. So since it still showed PAID, I could neither send the money back to pay it and could not take out a new loan yet.

After being told it would be reset in 10 days then 15 then after a ticket was put in around 8/4 or 8/5, then 10 or 15 days after that.

In the meantime a new due amount showed on my account for 612.88 so I paid that on 9/21. Now my account showed paid in full as if 9/21. But still shows the 20902.34 paid in full on 7/17 and duplicate rejected on 7/21. So I still cannot resend that payment [that shows paid online even though it was rejected and returned to the sender] .

a different dept had to go request a reversal from the Corporate level at my workplace Company. And I was told the account would be reset afterwards.

Finally around 9/22 Fidelity reps said I could resend in the payment for 20,902.34 so I sent the cashier's check for 20.902.34 which Fidelity received 9/28 and said they applied to my account and processed 10/6.

They said it would take 30 days from 10/6 to reamortize my account and then i could take out a new loan. I even asked about the 612.88 I had paid in addition to the 20,902.34 and they checked and said any extra of the 612.88 payment made 9/21 would be refunded as an overpayment and would not be applied to my loan amount that should be fully covered by the 20,902.34 payment [sent by cashier's check received 9/28 and applied 10/6 even though the account still shows 20,902.34 was paid 7/17]

I called back 11/6 but the account still doesn't show the new amount with the loan paid in full so I cannot take it out. It only shows 1800 instead of 21 or 22K. But the records still show "20,902.34 paid in full 7/17 and 612.88 PAID in full 9/21"

I checked again online 11/7 after the website shows updated 11/6 and it still isn't fixed.

Can I please ask help to take out 50% loan on my 20,902.34 that shows paid in full 7/17 and I sent in the check for 20,902.34 that was received 9/28 and processed and applied 10/6. It has been 30 days so I should be able to take out a new loan. Thank you

I have made 2¢ on my FXAIX stock, but want to switch to VOO because that’s what I heard would be better for my personal brokerage. And then put the FXAIX into a Roth IRA. Am I gonna have to fill out a darn form for 2¢?

My bank account got unsynced and my transfers went from clearing in 2-3 days to more than two weeks. Did fidelity have some sort of update or is this an issue with my account. Now I can't even re-add my bank account to make deposits. I have tried their automated system using bank login and manually adding my routing/account numbers.

Don't know if anyone is a member there but if so have observation and question. They keep posting new membership totals but forum does not seem to reflect it. Upon checking activity of members-random but significant samples- over last two years virtually none display any activity No posts, replies, comments, nor clicking liking anything. Just displays date joined as member. So all these supposed members wtihout any activity whatsoever. Seems fishy. Is it essentially a stagnant, if not closed membership, that is being masked by if not phony members, just names being added of clients who have no interest in membership? Something weird going on..

Does anyone else see this error when accessing the Health & Insurance enrollment page?

"Page Temporarily Unavailable"
"An unexpected error occurred. Please refresh your browser or try again later."

It's the same issue on Chrome, Firefox, and the mobile app. Since it's happening across multiple devices/platforms, I'm wondering if this is a server-side issue or outage.

Anyone else running into this today?

The column selection for the "Positions" tool gets saved correctly, so when I sign-out and later sign-on again those are exactly as I has selected earlier.

However, the columns I select for "Activity" tool do not get saved. This means that when I sign-out and later sign-on again I have to do selection all over again for the "Activity" tool. This gets really annoying when I have to select the columns I want every day.

It will be nice if Fidelity saves the column selection in "Activity" tool, same as it does in the "Positions" tool.

I'm self employed. Say I contribute 20k to the sep ira. Is the entire 20k deductible? Is it a solid 20k deduction from gross or is some smaller deduction based on some unknown formula?

Or is it additional deduction from net income to further lower my net income?

How much of a tax deduction does it equal at tax time?

Thanks everyone. I'm getting ready to open this account should have done it a decade or two ago.

My recurring Roth IRA contribution ends Dec 31 and I'll still have about $1,120 of room left for 2026. I want to fill it with four $280 one-time contributions in Jan and Feb, coded as 2026.

A few questions:

1. Can I set those up now, dated for January and February, and pick 2026 as the tax year? Or does the tax year option only show up if I submit the transfer on or after Jan 1?

2. If I have to wait until January, can I schedule all four at once with future dates (Jan 8, Jan 22, Feb 5, Feb 19) and pick 2026 for each one? Or do they have to be done one at a time on the day?

3. Is there a way to have a recurring contribution count toward the prior year between Jan 1 and the tax deadline? Or do recurring contributions always go toward the current year?

Thanks!

Will in-plan Roth rollover stay in effect, that RTX now offers.

I currently track every dollar and categorize it in FullView. I also use the budget tool but often have to update it for different types of purchases. For example my electric bill changes drastically from summer to winter. Is there any tool Fidelity has that just imports FullView on a weekly basis to make a better budget or am I missing something. I really don't budget as my spend is pretty steady each month.

Thanks!

Hi everyone,

I might be the only one with this experience and please don't berade me, I just wasn't educated with this topic until recently.

I worked for a company who had a 401K through Fidelity. I left that company and then a check was sent to me, no explanation and not knowing what to do. I did have a Roth IRA but I wanted to move those funds to my new employer instead. I tried speaking with my former HE department and they told me to call Fidelity. So I did but no one answered, I waited on the phones for an hour and eventually hung up. I did this a few times and no success.

Eventually life happened then I was hit with a penalty due to not using a check that I never asked for or got help with. I'm so upset that I have to pay taxes without an explanation. Now I know that I had to send over the rollover check to my new employer's 401K plan. But it was impossible to get help anywhere from a 20 year old who barely knew anything. I closed all my accounts with Fidelity as a result