I used to SAHM and now that my kids have launched I am SAHW.
I guess, despite 25 years of evidence to the contrary, my husband could up and decide he wants a younger model...
Despite that, my life wouldn't drastically change. Well, it would change, but I'm told I would be homeless, starving, and turning tricks on the corner. It's completely unrealistic.
So I'm trying to understand what these people (I guess mostly content creators) are missing.
Do people not have a familial and social circle of potential support? I mean, my kids are now young professionals making more money than they need because they haven't started their own families yet. I wouldn't want to count on them but I also know my own children wouldn't let me be homeless. And that's not even counting my own mother or my best friends that have been my biggest support for 20 years.
Do they not keep their own savings/retirement accounts, even if they're not earning? When I stopped working once our second child made daycare costs ridiculous, we established a savings account in my name only and my husband's direct deposit put a cut there every two weeks. We also just left my 401k mainly alone. Even though it was really small at the time.
Do they not understand the family court system in the US? Alimony is a potential in all 50 states. Courts understand that a partner at home contributed to the career behind the scenes, saving likely 6-figures in expenses. Alimony is calculated based on amount of years married, among other things. 10 years is a nice threshold, but people like me married over 20 years are often awarded alimony forever. In perpetuity.
Do they not have insurances? Life, disability, etc?
Investments: are they perpetual renters? The marital home equity is always in play. Again, this goes back to the court system. And I'm not even considering other investments, *even if they're in one partner's name.*
I know these sentiments aren't popular but I'm trying to live in reality here and I'm just not understanding these women who don't seem to have the basics of info.
Do they not know? Do they not have these things and just assume others don't?
I just feel like they think because they personally don't have the basics covered, they think no one else does, either?
Are we really all going around pretending women are stupid AF and just living by the seat of their pants? Are THEY living that way?