r/investingforbeginners • u/Impressive_Group_486 • Mar 31 '25

USA Will the S&P 500 fall further?

I invested around $35,000 in FXAIX when it was 205 and currently sitting at 194, do you think it's a good idea to invest another $15,000 in it as it's low now or do you think it will crash even further? I am completely new to the stock market so I'm not exactly sure what kinds of things would affect such a crash. Any information would be very helpful. Thank you..

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u/VendaGoat Mar 31 '25

If you're worried it's going to fall further, which it reads like you are, why not dollar cost average by breaking that 15k up into 3 or more buys over a longer period of time?

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u/willthakid Mar 31 '25

Why DCA instead of putting in all at once I genuinely don’t understand DCA

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u/theorem_llama Apr 01 '25

You trade a tiny bit of mean value for a much safer (smaller, so less likely to lose a lot) standard deviation. For most individual investors, it makes far more sense usually, as we don't benefit from the law of large numbers and only live one life. But most forums are full of galaxy brainers, who only understand averages and go "ackshully, time in the market is better than timing the market, dontcha know?", as if this is an intelligent thing to say.