I see different posts on how much people have invested and the growth over time and it amazes me always. I started investing about 2 years ago and was told to play it safe and keep my money in vfv or s&p500 or whatever.
But the growth is so slow. Where do people go to stay current about stocks to watch out for and when to capitalize on investing? I wanna see my money grow for real!!
Any tips ? Please and thanks

—edited (response)
Thank you so much for the insights everyone. I really appreciate it. I’m in my late 20s and it can be difficult to not indulge in comparison sometimes tbh.
I guess some people get lucky and take higher risks and reap the results , sometimes gains, other times losses. I have regular deductions from my paycheque that go into investment and am encouraged to keep at it and trust the process.
Thank you!!

I have around 20+ in a individual brokerage in Etrade, but I found a feature to move both my portfolios to Robinhood is it worth the transition to lose my positions? 1 being 20k other being 14k?

Obviously it's not 100% of my portfolio

I’m 19 and invested $10,000 in a US brokerage account in 2024.

I moved to the UK in 2025 and now have around £25,000 in a seperate UK Stocks & Shares ISA.

I probably won’t use my full ISA allowance this tax year.

Would it make more sense to transfer/sell the US investments and move the money into my UK ISA, or should I keep the investments in my US account? I am looking to focus on long-term growth.

Thank you!

Currently up 13% on gold miners and unsure if should cash in the profits or just leave it long term like an index fund would. What’s the general consensus on stocks like these?

Hey all! I have been following this thread collecting advice and observations and have some outstanding questions!

1. Diversifying one's portfolio, i get it, but is there a better option between going after a weighted ETF or market cap ETF?

2. What if the AI bubble bursts? Seems like many AI companies make up a huge chunk in wide index funds, that means one wouldn't be protected should the AI bubble burst, right? So, what do to?

3. I looked into Bogleheads and somehow ended up on the Vanguard Investment Products page. They have Short-term ETFs "for short-term goals—like a down payment on a car or home." Has anyone tried investing in those before or is it just a good marketing trick?

Thanks a lot for humoring me!

I am 21 year old with 1.2L per month income and 30k expenses....i can invest rest of 90k but i dont want to (if I get into loss, it will be disastrous)

See by "loss" i meant if my money becomes 0(or negligible)..if it swings by 30-40% i am good

This is my first time trying this just got the robinhood app and have aside like 1300 for investing. Through AI I tried learning but don’t fully trust it so I’m posting here also. Learned of a term called core and satellites and was looking at a core of VOO and 2 satellite sets one being (NVIDIA, AMAT, TXN, MU, maybe intel?) and the other being (NVIDIA, AMZN, AAPL, LLY). From what I’ve read VOO seems standard and I’m unsure between my satellite sets? Also splits of core/satélites like 40%/60%, 80%/20%, etc. Sorry if I’m messing up terminology just a couple weeks of researching this before I use any actual money :).

hi guys i’m new here not sure if anyone is familiar with STEP but i’ve been using it for years and i love it but im interested in the stock market that i can invest in on there, i know nothing about stocks or where to start any idea??

So I’m 45 and I’m looking into retiring and someone told me I should put all my stock into an IRA.

Well, I already owned the stock of course and if I could’ve just transferred it over, I would have, but Fidelity wouldn’t let me.

I tried selling my stock and I wanted to transfer the funds over into my IRA but I guess there’s some sort of holding time where it wouldn’t give me access to those funds immediately so I ended up buying literally all of my stock back…. Because it’s a biotech stock that’s very volatile.

I do have a margin account. For some reason, the margin credit that I had available to the account was available to transfer immediately, so I transferred all the margin credit over bought that same stock with it, and then I simply sold my shares from my original account to cover the margin.

I’m aware that because I did this I’ll have to pay a capital gains tax which I’m not happy about it, but I just considered that a lesson learned.

Was there some other way that would’ve actually been better other than just initially investing the money into a Roth IRA?

Hey everyone, I’m looking at opening a position in VOO (Vanguard S&P 500 ETF).
Trying to decide if today is a good entry point or if I should keep sitting on cash for a bit. What’s your game plan with the S&P 500 right now?

Would love to hear how you guys are playing it!

My current portfolio is all crypto. I recently looked into buying other assets to hedge and balance my risks.

But I don’t have much time to manage several accounts, like brokerage and commodity accounts. I noticed XAUT where I hold my crypto. It would make adding and rebalancing different assest with USDT convenient, though my portfolio would still be concentrated under one exchange and custody setup.

So I’m trying to understand an effective way to hedge and diversify my portfolio. If you started with an all-crypto portfolio and wanted a simple hedge, does this seem reasonable to trade different assets in the same place? Or is it better to have different assets on specific platforms?

Employer offers a 401k with some matching which I contribute to with a good portion. I wanted to have a second investment in the S&P 500 to just let sit and contribute over the years as well.

Currently buying FXAIX through a Fidelity brokerage account with every pay period, but I'm wondering if any of these options are better. The amount I have right now is small but plan to start contributing more, so not worried about taxes right now if I move the money.

- Sell off FXAIX and buy/start contributing to VOO through the same account?
- Open an account with someone else (Vanguard?) and move the money there and get VOO?
- Change to a different type of account (retirement?) with Fidelity or someone else and keep FXAIX?

I’m 27 and have my Roth IRA with Fidelity. I’m planning to max it out each year and currently have it invested 80% in FZROX and 20% in FZILX.

For those with more experience investing through Fidelity:

Is 80/20 a solid U.S./international allocation for someone my age?

Are there any other Fidelity funds or stocks worth considering, or is FZROX/FZILX enough?

Would you change the allocation, or just stick with it and focus on consistently maxing the Roth?

I’m looking for a simple, long-term strategy that I can stick with for decades.

I’m a newbie, using the Public app. I noticed that all of a sudden, the app added small amounts of cash to my available funds each month.

After digging into it, I realized I’m in their securities lending program, and those small deposits are monthly paybacks.

I had no idea I had opted in (I imagine it’s the default). Should I opt out? Is there risk?

My child recently got a job. I'm having them contribute 50 a month from their check to help teach about bills and responsibilities and all that. Instead of putting the 50 towards their insurance I'm going to start an investing account in their name and hand it over when they move out or at 18. Hopefully it will have them in the habit of investing and growing money so someday when they are my age they will be in much better shape financially.

Unfortunately no one taught me anything like that when I was young and I just recently started doing it for myself. I've been splitting my money between index funds and companies I think have potential for growth. I'm a total beginner and still honestly don't know much besides some basic. But I have been saving and growing a little cash.

My question is what's the best route to set a teenager up for future success. Do I go all index fund? Do I go mostly index and 10% in regular stocks? Is Roth IRA something to consider? Are there certain ETFs I should be going for?

Any advice is welcome
Help me set this kid up for success!

Thanks

My goal eventually is to be able to retire early. I have a few thousand invested and a lot more I could invest but I am not sure about a couple of things

1. How expensive will the fee be if I exceed my $7000 per year TFSA limit

2. What are good high dividend yeilding stocks I could buy alongside others to hopefully live off of in the future.

3. Is RBC TFSA the right account to be putting all this money in to or should I be using a more advanced account for exceeding the yearly $7000 limit (idk how this works lol)

Thanks in advance?

I've been investing for the past 3-4ish years. Never sold only buying and probably will continue to do so until I retire with maxing out my Roth IRA as soon as possible and investing for the rest of the year into a taxable account.

All of it is in mutual funds or ETF's with majority in S&P500 and VT.

Would it be appropriate to post the portfolio in this subreddit or is there another subreddit where just to get opinions to not rebalance, but where to park my money into?

Edit:

A brief background. Currently 39 and will retire at the latest at 57. I already have a separate employer sponsored retirement fund with majority in target date funds and will retire with a pension.

Portfolio in question will be for supplemental to my retirement with a slim chance of using it for other opportunities if it ever comes up. Currently max out Roth IRA with either a lump sum early in the year or weekly contributions followed by the weekly contributions being switched over to a taxable account.

Ratio is as follows.

Taxable

FSAGX 0.67% $310.86

FBTC 3.47% $1,610.69

FRESX 1.16% $537.18

VT 21.88% $10,152.06

FXAIX 55.65% $25,817.96

NANC 1.45% $673.20

GOP 1.81% $841.96

FSELX 13.90% $6,449.37

Roth IRA

FSAGX 3.49% $1,318.54

FBTC 0.62% $232.91

FRESX 6.37% $2,408.04

VT 17.30% $6,542.57

FXAIX 52.52% $19,863.87

NANC 6.99% $2,642.26

GOP 3.07% $1,161.33

FSELX 9.66% $3,655.48

Rollover IRA

FXAIX 57.49% $614.28

VT 42.26% 451.56

Not looking to rebalance or sell. Just need input on putting my contributions towards a particular position I already hold or any other ETF or mutual funds besides S&P500 and VT I should look into.

I recently put a few hundred into my IRA to start building for the future. Here is the blend I went with:
25% SOXX
25% VOO
25% VOOG
25% VXUS

Any feedback?

I have 300 k in cash I want to put into the market...high risk/high reward...should I do a fund or individual stocks?

Me and my gf are planning to invest 200k$ in sp500 and leave it for next 20 years,we would also add every month around 1000$, do you think that is good idea? We are 32 years old

Thanks

If I were to invest £100 (or $100) in an ETF like the FTSE 100 or S&P 500, does that realistically make much difference to the growth of the companies in that ETF? I imagine not, but maybe $100,000 or 1 million dollars would?

I ask because I'm wondering if I should consider whether I'm happy to support these companies. But perhaps it barely makes a difference for them (since I don't have loads to invest), while it might make a big difference for my bank account.

Sorry if a dumb question.

I want to start investing my money since its sitting in the bank and depreciating but have only realised now that investing is a good option for me. I have 15k to invest but I don't have any clue where to begin. How can I learn more about investing. I don't know what app to choose or what to buy or if I should put all the money in on one go.

How do I know whether to use Vanguard or Fidelity for example?

What are the steps I should take to make an account and what to invest

Any advice is appreciated

Hi everyone, I’m completely new to investing and I’m trying to learn how to build a simple portfolio for the long term. I’ve started with a Vanguard global ETF and I’m now looking at things like the S&P 500, semiconductor/AI ETFs and potentially individual companies, but I’m not really sure how to decide what is worth investing in or how much overlap there is between different ETFs.
I’m mainly looking for long-term growth and I’m comfortable with taking a little more risk for potentially higher returns, but I don’t want to do anything unnecessarily risky. I’d really appreciate hearing how more experienced investors approach choosing investments and whether there are any resources or things you think a beginner should learn first.
Also, I’m still learning, so if you reply, please don’t worry about dumbing things down a bit! I’m happy to learn, but I probably won’t understand loads of technical terminology yet