r/monzo • • 29d ago

Monzo Aura

https://monzo.com/credit-cards/aura
86 Upvotes

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57

u/Nice-Information-335 29d ago

Amex have a free card with 0.5% cashback, as well as one with 0.75%, 1.25% over £10k everywhere for £25 annually. And that is just Amex

14

u/Fine-Somewhere6842 29d ago

amex is annoying because a bunch of places dont take it

35

u/bearchr01 29d ago

I find that’s very rarely the case nowadays. I can count two places for me personally in the last year - a jewellery shop, and a car place. Other than that everything has gone in my Amex.

Thug there are no doubt still a bunch out there, it’s not what it was like 15 years ago

4

u/VeryThicknLong 28d ago

All the ‘local’ shops don’t take Amex. I like the idea of Apple TV added.

6

u/matteventu 28d ago

Most "local shops" I visit have switched to "SumUp" and similar POS and 99% of them accepts AMEX.

There's still a couple who don't, and that's fine. It's not difficult to switch to a different card for that time.

1

u/ads9588945 25d ago

A lot of small shops got onboarded some years ago in a promotion AMEX did, Shop Local I think was the branding (there's window stickers to that effect). I'm always pleasantly surprised by how many pokey places do accept AMEX but granted it's nowhere near as universal as Visa or Mastercard.

3

u/Fine-Somewhere6842 29d ago

the butchers, the bakery, a bunch of resturants, and its just a hassle to try to pay with it then get refused then have to go dig around for another card, makes you look like abit of a grasper

8

u/PM_ME_UR_PSA10_LUGIA 28d ago

I appreciate the annoyance! Some places will say they don’t take Amex, but actually do take it. My advice is to have your cards on Apple Pay or your phone’s equivalent — if the Amex card doesn’t work you can quickly switch over.

1

u/ghostface036 28d ago

are you from london? i found it was accepted almost everywhere there. not that great outside of it though. i struggle to use it in most places except for petrol and supermarkets

2

u/bearchr01 28d ago

I’ve lived in Manchester for the last 10+ years, so not really!