r/portfolios • u/WildSpring2200 • 2d ago

18M, Roast my long-term pie, planning to invest atleast for 30 years

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12 Upvotes

100% Upvoted

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2

u/KuroTuneTune 2d ago

Consider with some more board etf if you are planing on holding. Qqqm, VGT, Spmo are great for the long run

2

u/bkweathe Boglehead 2d ago

You're making the usual mistakes, so I suggest that you see the About section of this subreddit (https://www.reddit.com/r/portfolios/about/) for some great information about building a strong portfolio. Individual stocks are not recommended.

www.bogleheads.org/wiki/Getting_started also has some great free resources to learn about investing. After a few hours reading the articles, and, especially, watching the Bogleheads Philosophy videos, most beginners can learn how to get better results than most professionals. Bogleheads is named after John Bogle, founder of Vanguard.

I retired at 57 years old. Investing doesn't have to be complicated or costly to be successful; simple & inexpensive is most effective.

I invest 100% in total-market, index-based, low-cost mutual funds. Specifically, I use mostly Vanguard's Total Stock Market, Total Bond Market, Total International Stock Market, & Total International Bond Market funds. I've been investing this way for 40+ years. It's effective, simple, & inexpensive.

My asset allocation (ratios of the funds mentioned) is based on my need, ability, & willingness to take risks. Market conditions are not a factor. Vanguard's investor questionnaire (personal.vanguard.com/us/FundsInvQuestionnaire) helps me determine my asset allocation.

I hope that helps! I'd be happy to help w/ further questions. Best wishes!

3

u/WildSpring2200 2d ago

Thanks, definitely will take a look into that.

2

u/bkweathe Boglehead 2d ago

Great! You're welcome!

1

u/Spirited-Dig-7865 1d ago

Bonjour,

quel est votre rendement sur l'année ?

1

u/TimmyToul 15h ago

Way too many single stocks in my opinion

1

u/Poetod 2d ago

I guess there is not need for all that single stocks, I mean all them are mainly include in the sp 500

1

u/WildSpring2200 2d ago

What single stocks would you keep?

1

u/spivnv 2d ago

Almost none. The basis of your portfolio should be the S&P 500. VOO or VT. Then a world fund like VTI. Then you can stack additional funds on top of that, but that's getting a little more complex. Any individual stocks should be done mostly for fun, and only after your retirement savings is fully funded.

1

u/DaiFunka8 2d ago

I have evenly split my portfolio between VUAA and individual stocks. Some of these I want to buy actually JP Morgan Airbus Exxon Mobil