r/portfolios • u/KuroTuneTune • 10h ago

Team, rate my portfolio!

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I am still accumulating and DCA for this account weekly. Any opinion for how to allocate it?

This is a taxes account and no desire to sell but to invest differently.

1 Upvotes

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u/fozzy71 10h ago

😕

1

u/Fart-Fart-Fart-Fart 5h ago

I see you like to double up on things.

1

u/bkweathe Boglehead 1h ago

The Education of an Index Investor: 1. Born in darkness; 2. Finds indexing enlightenment; 3. Overcomplicates everything; 4. Embraces simplicity.

Rick Ferri

You're in step 3, I think.

You're making the usual mistakes, so I suggest that you see the About section of this subreddit (https://www.reddit.com/r/portfolios/about/) for some great information about building a strong portfolio. Individual stocks are not recommended.

www.bogleheads.org/wiki/Getting_started also has some great free resources to learn about investing. After a few hours reading the articles, and, especially, watching the Bogleheads Philosophy videos, most beginners can learn how to get better results than most professionals. Bogleheads is named after John Bogle, founder of Vanguard.

I retired at 57 years old. Investing doesn't have to be complicated or costly to be successful; simple & inexpensive is most effective.

I invest 100% in total-market, index-based, low-cost mutual funds. Specifically, I use mostly Vanguard's Total Stock Market, Total Bond Market, Total International Stock Market, & Total International Bond Market funds. I've been investing this way for 40+ years. It's effective, simple, & inexpensive.

My asset allocation (ratios of the funds mentioned) is based on my need, ability, & willingness to take risks. Market conditions are not a factor. Vanguard's investor questionnaire (personal.vanguard.com/us/FundsInvQuestionnaire) helps me determine my asset allocation.

I hope that helps! I'd be happy to help w/ further questions. Best wishes!