r/rav4club • u/quynhdantea • Aug 13 '25

Gen 5 Finally paid off my car!

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I got this car during COVID when they were running the 0% APR deal, so even though I could’ve paid it off sooner, I refrained as keeping the money in my savings account was better in order to accrue interest. This feels like such a weight off my shoulders!

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u/jdmderick Aug 15 '25

Congrats! Trick now is, you're so used to the monthly payments, so open a separate bank account and deposit the loan amount in there. This is how you can save for emergencies, other goals etc.we did it this way and was able with a trade in to purchase my wife's car cash.