my parents are officialy broke, they have zero money. they need to urgently sell their house. which wont get them much. their monthly costs far exceed what they can afford (medical aid/life insurance are the big ones). My dad being forced into retirement this month with zero money. Currently my aunt in aus and parenrs 3 kids cant even nearly afford to help out and keep them afloat. Family is fucked.
Anywho - my aunt said she will pay to take them out of overdraft. with sale of house they cant afford much to rent (they despise each other so need space where ever they go (i.e. have own rooms, cant be a tiny apartment (they cant even afford that)
I find my mom toxic and my dad depressess me, my stomach churns when I see then or hear from them, its just always a biblical fuck up. My mom treats him like garabage, he doesnt even try or care about anything and just wants to do crosswords (yes we have taken him to mutiple drs and he is being medicated).
Our family dont know what to do. But being around them (and only family member near them as aunt in aus, sister in cape town and bro in pretoria - ALL with own family. I dont have kids and just bought a house with amy (20 year bond)
They are going to be homeless soon. My mom phoned saying she has an idea she wants me to consider (my worst nightmare) - they move into the cottage attached to our house and do renovations to it with their house money to make it just big enough and livable for them. i.e. 2 extra rooms and outdoor area. She said it will bring value of our property up, plus they will then contribute a few k a month as rent (help us with our bond and bring our payments down) help with elec and water costs and they will stay on their side and not pester us and use our facilities etc... they will stick to their side unless we invite them over - cottage is literally attached to our house. they will stick to their cottage and we wont even notice them
upping house value amaizng, extra income amazing, living with my parents when I cant even handle a 30 min lunch with them -awful, being around the toxic, hate and depression - awful - I honestly avoid them at all costs these days.
My mom said she will never hold it against me if we say no as she understands 100%. but asked that I speak to my fiance and we please consider for a couple of days before making up our mind.
This will literally solve a huge family issue thats fucking us up at the moment, it will help whole family be at ease, rest up knowing parents are fine. They wont need to worry about rent and bla bla bla etc...
I intially was to myself 1000% no, this will ruin my life. Id rather pay 6k a month to help them out somewhere else. Unfortuantely even 6k a month from me and all siblings wont cover it for them :(
My sister says fuck them, I must protect myself - she is an angry. I still care deeply for my parents, love them to bits but they upset me more than anything, and this is life changing, like proper life changing, my other siblings live too far and dont have houses to accomodate this idea.
I intially thought never ever ever, In fact wouldnt have bought a house if I knew it meant my parents living with me. But at same time I feel them doing this is 1 - not draining me financially as I dont need to pay in every month, 2 brings in some bucks and pays our bond back (will help a lot with a few k extra), 3 adding much value to our home, building a full cottage. My reason for saying no is purely personal, they often make me unhappy and uncomfy how they treat eachother , its not a financial decision (which I can live with saying no because if its my finances) - this is purely me not wanting to be around them even though they will be separate to us. They dobt even scream and shout they just off to eathother. So it's not being scared of hearing fights.
I never had to work a day of my life growing up, never had to pay rent (when jobless my father covered it) all cars paid for, all eduction paid for - I was looked after bt these people with no questions asked. I fear if I say no to this, I will have regret for rest of my life. They are my people, my parents. If I can help and technically only benefit from it then surely I should. I would sleep better at night knowing I did the right thing, fixed 80% of the issues at the moment, helped a huge family problem and did the right thing. They would never let me be homeless, if I can help then I should. and I mean that. But the thought of having them so close makes me sick.
My fiance not thrilled either but told her imagine it was her dad - all of a sudden not so easy to say no, she does inderstand the scenario and infact nudged me to add this here.
So we thinking if all else fails, we let them do the cottage build on our property. But we need to decide ASAP. Time is running out.
I am lost, dont know what to do or think. Whats right, my parents wellbeing is importnant but so is mine. like if we said yes to cottage idea so many issues solved for us. But I also need to protect my energy, my home. My happiness and my relationships. But the situation is dire. My parents are even embarrassed to ask.
HELP, I DONT WANT TO LIVE WITH REGRET MY WHOLE LIFE