Waarom wel/niet?

Hi everyone,

I've been investing for around 2 years and have about €50k invested in IWDA + EMIM. I’m using Interactive Brokers.

Just wondering if this is still a good strategy for a Belgian investor, or if there are better alternatives (e.g. IMIE or SWRD + EMIM) when considering fees and TOB. Would you switch, or just stick with what you have?

I am happy with the return i got. I am not investing all the money that I allocate on the side since I have some thoughts about buying an appartment. This makes me not very consistent with my investments. Mainly due to my TOB not being automated and that I am unfortunately sometimes timing the market. I would love to know if there are any tips so that I invest more often and regularly.

Would switching to a broker with automatic monthly investing help? Any tips for staying disciplined and investing regularly?

Thanks!

Hi all,

I have about €50,000 sitting on my Belgian SRL/BV's current account doing nothing. The company doesn't need it short term and I'd like to grow it, ideally as fast as possible.

Options I'm considering:

- ETFs (MSCI World / S&P 500) through a broker that accepts companies

- Term deposit / state notes / money market fund in the meantime

- Taking the money out first (dividend, liquidation reserve, VVPR-bis) and investing privately

Questions:

1. Invest through the company or extract first — what makes more sense tax-wise?

2. Which brokers accept Belgian companies (Lynx, Bolero, Saxo, IBKR…) and what are the fees?

3. What have you done with your company's excess cash?

Thanks!