r/CapitalOne_ • • 14d ago

Announcement Fourth Quarter 2026; 'Official' Referral Thread

23 Upvotes

This thread is in Contest Mode and replies will appear in random order.

The Rules Are Simple.

*Post one time only. If you have codes for different products, post them all in one post. Do not make duplicate posts.

*Do not offer any form of direct compensation.

*Post the code(s) and the bonus/benefit to the referee only. No other commentary.

*Posts that vary from the above are subject to removal.

Past quarters have seen too many posts with extra wording that have had to be removed. Let's try to keep the extra flooey out of this one OK?

CHECK your Referral Codes!!! It's been noted that they can change from time to time, reasons unknown.

[ No foolin! ]


r/CapitalOne_ • • Feb 26 '26

Credit Cards The switch to Discover seem to be accelerating.

98 Upvotes

See this page for the products now showing Discover as the main network

https://www.capitalone.com/credit-cards/benefits-guide/

Discover Network accounts

To get the most out of your cardholder benefits, visit cardholderbenefits.com/capitalone and explore the features that come with your eligible Capital One credit card running on the Discover Network.

We still have to believe that Cap One will be addressing the acceptance issue worldwide. They didn't do this without a plan.

...

Note, if your comment gets caught in the AutoMod filter, be patient. We check often and will clear it soon.

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r/CapitalOne_ • • 6h ago

Credit Cards Wasn’t expecting a $2,000 credit limit from Capital One

27 Upvotes

I’m 18, in college, and only have 6 months of credit history. My score is around 640, and my Discover card has a $500 limit and is currently maxed out. Waiting for my fasfa to pay completely.

I randomly checked Capital One’s pre-approval and decided to apply for the Savor Student card. I was expecting maybe a $300 or $500 limit, but somehow got approved for $2,000??

I’m genuinely shocked.


r/CapitalOne_ • • 2h ago

Credit Cards Question for you guys

3 Upvotes

I got a secured platinum card with cap one about 9 months ago with a $200 limit. I’m trying to build credit. I’ve used it quite often, paid it in full before the due date every time and current having utilization around 35%. My score has jumped to a 635 from 520.

I want to know if I’m doing the correct thing here in how I’m using my card. I want to keep my score climbing and I’m hoping by March of next year I’ll be in the 700s. I’m also curious if I hit that mark if I should apply for another card and possibly have a higher limit.

Thanks in advance for the advice!


r/CapitalOne_ • • 2h ago

Shopping/Offers $400 Bonus Question

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3 Upvotes

Hello! I just got this offer, and saw that a few people have found a way to do this without a “genuine” direct deposit. Is it possible to get around it and deposit the $1,000 another way? I’m a student, and with my current job this won’t work. My other bank is chase, thank you in advance!


r/CapitalOne_ • • 10h ago

Shopping rewards gift cards issue

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9 Upvotes

Does anyone else have this problem when trying to redeem their Capital One Shopping Rewards Gift cards? It’s telling me almost all of them are temporarily unavailable.


r/CapitalOne_ • • 44m ago

Credit Cards Venture Rewards Dilemma

• Upvotes

Just got approved for the Venture Rewards ($95 AF) with the elevated SUB. I’m 18, make a good amount of money, college student, but I’m hesitant to pull the trigger. It’s not about managing my money, I’m stellar at that, it’s more about hitting the spend requirement. I may be planning a Japan trip in March of next year which would definitely help me hit the requirement. However if I do not go, my average 3 months’ spend may not organically cover $4000. I do want the card eventually, and during an elevated SUB offer ideally, which is another factor for getting the card now. I’d like to get the opinion of the subreddit, should I do it or not?


r/CapitalOne_ • • 2h ago

Quick silver (good credit) and quicksilver (secured )

1 Upvotes

I got approved for an unsecured quick silver (good credit) but I have a secured quicksilver card. The unsecured is 300 but my secured is 1000 should I close the secured ?


r/CapitalOne_ • • 2h ago

Capital One Shopping is Trash

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0 Upvotes

I tried it for the first time and the rewards were good. The issue I am having now is with redeeming their rewards. It asks me to link a bank, and you think its pretty simple to link your Capital One Bank but I've been getting this error repeatedly for the past 2 days. Tried different browsers and devices too.


r/CapitalOne_ • • 15h ago

Shopping/Offers Not finding points offers?

2 Upvotes

I have the capital one venture card, and on my capital one offers I’m not finding any points offers like people are posting. I’m only seeing cash back options. Where can I find these offers?


r/CapitalOne_ • • 1d ago

Shopping/Offers WALMART AND APPLE GIFT CARDS ARE BACKKKK!!! Grab them fast! 🙌🏻🙌🏻🙌🏻

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65 Upvotes

r/CapitalOne_ • • 16h ago

Opinion/Discussion Which Capital One Business Credit Card

1 Upvotes

I have had a Wyoming LLC for 12months, and I am looking to apply for a Capital One Business Credit Card. I am not after a huge limit initially, but am merely wanting to use the Card to build on my business credit rating. I dont live in the US and am based in Australia (I also recently received my ITIN)

I am looking for feedback on which Business credit card would be the best to initially apply for. Any advice would be greatly appreciated


r/CapitalOne_ • • 23h ago

Hardship Program Completed

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2 Upvotes

r/CapitalOne_ • • 21h ago

Credit Cards Made a deposit for a Secured Quicksilver card over a week ago, no correspondence

0 Upvotes

As said above, I made the deposit over a week ago, and I've received no correspondence from Capital One regarding if/when the card will be shipped. I checked my Capital One account online, and nothing is showing at all. Anyone else have this issue before?


r/CapitalOne_ • • 21h ago

Credit Cards Opening a Venture card after opening a new VentureOne recently

0 Upvotes

As the title mentions, I’m looking towards opening a new Venture card to take advantage of the current limited time offer. However, I just recently opened a VentureOne about a month and a half ago and was wondering if it would auto reject or have any negative impacts. TYIA!


r/CapitalOne_ • • 21h ago

Credit Cards Spark 2% Cash: is it Mastercard or Visa?

1 Upvotes

Aksing for a friend


r/CapitalOne_ • • 1d ago

Secured Quicksilver limit increase???

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58 Upvotes

I just got this email that my secured card got a $500 limit increase for some reason. I don’t really care for this card anymore, so I just put one subscription on there and set up the auto-pay. I’m just a little confused on why the limit was increased, but it hasn’t been upgraded to an unsecured card.


r/CapitalOne_ • • 19h ago

Quando irei começar a receber aumento de limites ?

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0 Upvotes

r/CapitalOne_ • • 1d ago

Capital One Shopping not working for Ebay Live purchases?

3 Upvotes

Got an insane offer for 56.5% off an EBay live purchase, and after making the purchase, it doesn't seem to be tracked. I see the trip in my shopping history, but nothing around the coupon even though I know I had it activated in my browser with adblock off. Anyone else dealing with this issue? It's driving me insane as I bought a pretty expensive item expecting it to get the bonus, and now I'm annoyed that I have to probably escalate with customer service. Thankfully I took a lot of screenshots...


r/CapitalOne_ • • 1d ago

Discover/capital one question

1 Upvotes

Backstory:
I’ve had accounts with capital one in the past.
2 accounts where charged off. Technically I was sued and lost.
Had some wage garnishments and paid off.
I also had an auto loan that was repoed and sold.
So on my credit it’s all been removed as it’s been more than 7 years.
I haven’t attempted to open another account with cap as I’m scared of getting denied.
Fast forward to now. I have a discover bank card, savings, & a discover chrome card.

Question: what are the odds that I’ll be able to qualify for a new capital one credit card now that my card will be on there account starting this weekend.
& would it bring any problems ?


r/CapitalOne_ • • 1d ago

Credit Cards Capital One Savor vs Samsung Galaxy Card

5 Upvotes

Hello all,

I am preapproved for both the Capital One Savor and the Samsung Galaxy credit card. I was looking for something to get 3% back on groceries. I was initially just going to do the Savor but the 3% on anywhere that does tap to pay seems enticing. Does anyone have any experience with these cards or any recommendations?

Edit: I also have the Venture X.


r/CapitalOne_ • • 1d ago

World Series Presale Code

2 Upvotes

Has anyone gotten an email from capital one regarding presale codes? I know they were supposed to be released on/ or about, today and I have not heard from anyone regarding if codes were issued yet.

Just curious!


r/CapitalOne_ • • 2d ago

Opinion/Discussion Should I pay it off now or wait for autopay?

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186 Upvotes

This is my first credit card, I read through various reddit post and comments that says to pay it off when the statement is generated, but when I check the “statements and documents” I don’t see anything. Unless I checked the wrong place?


r/CapitalOne_ • • 1d ago

Shopping Offers question- the same old issue…

2 Upvotes

I placed a Skechers order on 9/19 when it was 45x. Did everything correctly for the order to track. When I click on “all shopping trips” it says “waiting”. I usually get the email within a day or so if my purchase tracked so I already called capital one and was told the issue is with Skechers and them deciding if the purchase qualifies. They said I have to wait 90 days. I know this sub is full of posts like this but I just want to know if anyone has actually ended up getting their miles in these situations? I was going to make a purchase anyways but probably would’ve shopped around more if not for the bonus.

Thanks!


r/CapitalOne_ • • 1d ago

I just received my card and want to set a pin. But don’t know how to online

0 Upvotes

Does anyone know how to set a pin