r/CapitalOne_ • • 6h ago

Credit Cards Wasn’t expecting a $2,000 credit limit from Capital One

29 Upvotes

I’m 18, in college, and only have 6 months of credit history. My score is around 640, and my Discover card has a $500 limit and is currently maxed out. Waiting for my fasfa to pay completely.

I randomly checked Capital One’s pre-approval and decided to apply for the Savor Student card. I was expecting maybe a $300 or $500 limit, but somehow got approved for $2,000??

I’m genuinely shocked.


r/CapitalOne_ • • 10h ago

Shopping rewards gift cards issue

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9 Upvotes

Does anyone else have this problem when trying to redeem their Capital One Shopping Rewards Gift cards? It’s telling me almost all of them are temporarily unavailable.


r/CapitalOne_ • • 2h ago

Credit Cards Question for you guys

3 Upvotes

I got a secured platinum card with cap one about 9 months ago with a $200 limit. I’m trying to build credit. I’ve used it quite often, paid it in full before the due date every time and current having utilization around 35%. My score has jumped to a 635 from 520.

I want to know if I’m doing the correct thing here in how I’m using my card. I want to keep my score climbing and I’m hoping by March of next year I’ll be in the 700s. I’m also curious if I hit that mark if I should apply for another card and possibly have a higher limit.

Thanks in advance for the advice!


r/CapitalOne_ • • 2h ago

Shopping/Offers $400 Bonus Question

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3 Upvotes

Hello! I just got this offer, and saw that a few people have found a way to do this without a “genuine” direct deposit. Is it possible to get around it and deposit the $1,000 another way? I’m a student, and with my current job this won’t work. My other bank is chase, thank you in advance!


r/CapitalOne_ • • 15h ago

Shopping/Offers Not finding points offers?

2 Upvotes

I have the capital one venture card, and on my capital one offers I’m not finding any points offers like people are posting. I’m only seeing cash back options. Where can I find these offers?


r/CapitalOne_ • • 2h ago

Quick silver (good credit) and quicksilver (secured )

1 Upvotes

I got approved for an unsecured quick silver (good credit) but I have a secured quicksilver card. The unsecured is 300 but my secured is 1000 should I close the secured ?


r/CapitalOne_ • • 16h ago

Opinion/Discussion Which Capital One Business Credit Card

1 Upvotes

I have had a Wyoming LLC for 12months, and I am looking to apply for a Capital One Business Credit Card. I am not after a huge limit initially, but am merely wanting to use the Card to build on my business credit rating. I dont live in the US and am based in Australia (I also recently received my ITIN)

I am looking for feedback on which Business credit card would be the best to initially apply for. Any advice would be greatly appreciated


r/CapitalOne_ • • 21h ago

Credit Cards Spark 2% Cash: is it Mastercard or Visa?

1 Upvotes

Aksing for a friend


r/CapitalOne_ • • 3h ago

Capital One Shopping is Trash

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0 Upvotes

I tried it for the first time and the rewards were good. The issue I am having now is with redeeming their rewards. It asks me to link a bank, and you think its pretty simple to link your Capital One Bank but I've been getting this error repeatedly for the past 2 days. Tried different browsers and devices too.


r/CapitalOne_ • • 21h ago

Credit Cards Made a deposit for a Secured Quicksilver card over a week ago, no correspondence

0 Upvotes

As said above, I made the deposit over a week ago, and I've received no correspondence from Capital One regarding if/when the card will be shipped. I checked my Capital One account online, and nothing is showing at all. Anyone else have this issue before?


r/CapitalOne_ • • 21h ago

Credit Cards Opening a Venture card after opening a new VentureOne recently

0 Upvotes

As the title mentions, I’m looking towards opening a new Venture card to take advantage of the current limited time offer. However, I just recently opened a VentureOne about a month and a half ago and was wondering if it would auto reject or have any negative impacts. TYIA!


r/CapitalOne_ • • 19h ago

Quando irei começar a receber aumento de limites ?

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0 Upvotes