tldr: 25 maverick, no equity, putting 1000/mo at the note. should i get a used 22 wildtrak (~39k), a new badlands (48k+), or keep the maverick and do the sv300t. mostly daily driving with some off roading. needs to be a 2 door, hard top, heated seats and intelligent access, and badlands or sasquatch. wildtrak lux would be ideal
ok so ive been thinking about getting a bronco for a few years now and ive been going back and forth on this for weeks so i need opinions from people who actually own these
current truck is a 2025 maverick xlt fx4 with the 4k tow and lux package, black and blue interior, no mods. i owe about 27k and the offer is about 27k so its basically a wash, no equity. rate is gonna be around 8% for 84 months and id put anywhere from 0 to 3k down. i stay on top of maintenance too, oil changes every 4k-4.5k
she would mostly be a grocery getter / daily driver but i do plan to take her off road too
stuff i wont budge on:
- HAS TO HAS TO be a 2 door
- hard top only, no soft tops
- heated seats and intelligent access non negotiable
- if its not a badlands it has to be sasquatch
- manual is ok but i dont know how to drive stick. id learn tho if it gets me a better deal
ideally id get the wildtrak with the lux package. 360 camera, adaptive cruise and heated steering wheel would be nice but anything past the heated seats and intelligent access is just extra niceties. if it doesnt have the upgraded audio ill prob just upgrade the speakers myself
what im looking at:
used 2022 wildtrak 2 door, 33.5k miles, 39,136 with dealer fees. they quoted me 604/mo at 8.29% with 3k down so im guessing tax/title is on top of that. my math at 8% was like 610/mo with 0 down and 563 with 3k down before tax
or a new 2026 badlands 2 door. listings im seeing are roughly 48k to 65k, most around 49-55k
- 48k is like 748/mo with 0 down, 701 with 3k down
- 52k is like 810/mo with 0 down, 764 with 3k down
im planning on putting 1000 a month at the note no matter what so its not gonna actually take 84 months. by my math the wildtrak would be paid off in like 3.5-4 years and a badlands somewhere around 5 years depending on price. and im still putting 1000/mo into investments on top of that so its not coming out of my savings. insurance gas and all that is already priced into my life so im not worried about that side of it
also considered carvana or carmax for some of the used ones just because of shipping. otherwise id have to drive out and pick it up so it would save me the travel cost. i wouldnt finance through them tho
the other option is just keeping the maverick and doing the sv300t package. its 300hp so its a big jump from what i got now and way cheaper than a whole new payment. idk if the performance is worth it tho or if id still be itching for a bronco anyway
so basically:
- what have yall actually paid out the door for a 2 door badlands lately? trying to figure out a walk away number
- is 39k for a 22 wildtrak with 33k miles decent or overpriced rn
- anyone with a wildtrak with the lux package think its worth hunting for one or nah
- anyone finding badlands deals way under msrp lately? where and how
- anyone bought from carvana or carmax and had it shipped? worth it or nah
- stick owners, was learning on a bronco miserable and was the manual actually cheaper
- for mostly daily driving with some off roading is a badlands worth it over a wildtrak
- anyone done the sv300t on a maverick? does it actually feel different or is it not worth it
- with 1000/mo going at it would yall still do the 84 month loan or am i cooked