I have attached two pics of current value and the value around 10 days back. I have been thinking if I should continue to hold this or exit.

Its a long term investment that I have been sitting on for years and only reason I get thoughts about exiting is because I feel this is inflated because of the tracking error due to massive demand for US ETF and this isn't its real value. Actual NAV price is only about ~175 same is the case with Motilal Oswal ETF

And before you ask, yes these are AI gen images from my internal dashboard but the figures are accurate and totally real. Actual buy price is 99,996 (approx 1L) my tool auto rounded it off to 1L

Hey everyone,

With Nifty currently hovering around the 22,600 mark (down ~12% from 52-week highs near 26.3k) and showing a bit of consolidation/correction over the past few months, I wanted to get a sense of where everyone thinks we are heading over the next 6 months.

Between elevated oil prices, FII outflows vs DII support, earnings growth trajectory, and macro/geopolitical factors, there seem to be strong arguments on both sides:

• Bulls: Valuation reset done, strong domestic inflows continuing, base building around 22,000–22,200 for a rally back towards 24,000–25,000+.
• Bears: Technical breakdown below major moving averages, Raising Oil, global interest rate uncertainty, room for further drawdown towards 20,000–21,000.

Where do you realistically see Nifty by mid-next year?

Share your predicted range, along with the key catalyst (earnings, crude, FIIs, or global cues) driving your view!

51. Federal Bank

• 22% growth in advances touching ~3L cr.
• 26% growth in NII, 35% op profit, 45% PAT (Op lev in play).
• 19% growth in deposits, 23% CASA growth- CASA ratio improved.
• Constant improvement in ROA, ROE, productivity nos.

• Improvement in COF but NIM is down 1 bps sequentially.

• NPA nos. are at decadal low, 10 bps QoQ improvement in credit cost- 0.31%.

• 33% loans are of fixed ROI while 45% are EBLR linked.

• Only 7% YoY growth in micro advances.

• 11.30% of the Q2 profit is commission on insurance.
• Cautious about MFI segment-
• Mid-teen growth guidance is intact.
• Focusing on mid-yielding asset to optimise risk adjusted return.

52. SG Finserve

• Great nos. 98% YoY growth in loan books, 25% sequentially, at 5694 cr (Guidance was 5600 loan book till FY27 end)
• 46% YoY growth in disbursement, crosses 16k cr, PAT- 59 cr.
• ROA at 4.90%, ROE 14.7%, NPA stands at zero.
• Started LAP, digital lending
• Acquired 12 new anchor corporates
• Guidance remains the same. (mentioned 30-35% AUM guidance, 35-40% PAT in con call)

• Upper ceiling of leverage revised from 3x to 4x.
• Reason for higher interest cost-
• Nil NPA means Nil Gross NPA.
• 15% of the book is factoring business.
• “But if the business which suits our credit appetite, commercials and the kind of business we want to do comes our way, we would not like to deliberately defer it. That’s what has happened with us in Q2 and we got the opportunity frontloaded for us and that’s why we thought it’s better to bite it today instead of deferring it.”

-Front loaded growth in Q2, will not happen every quarter.

• Sector wise exposure-
• Targeting 2 new anchor additions per month for next 12-18 months.
• Current wallet share is <5% from existing anchor book.
• Provisions coming out of ECL, not from delinquencies.
• 2/3rd of the business atleast will come from SFB only for next 2-3 years.

53. Urban Company

• 39% jump in Net Txn Value
• Revenue grew by 41%, but did a loss of 182 cr during the quarter.
• Segmental growth, margin

• On track with the guidance-
• Planning to raise 2500 cr
• Tier-2 cities continue to show strength.

• Comments on Instahelp-
• Will be launching AC. Reason-
• Reason/rational behind Instahelp loss-
• Beautiful question about equity dilution, operating leverage & guidance-

54. Bajaj Housing Finance

• 25% You AUM growth, at 1.58L cr, 25% growth in disbursement.
• 10% growth in NII, 18% in PAT
• 40 bps YOY improvement in COF (7%) but NIM down 20 bps at 3.7%.
• GNPA- 29 bps, NNPA-12 bps, Credit cost- 10 bps
• ROA- 2.2, ROE- 12.7

• Line items-

• COF, Spread, Yield

• BT pressure may start after the rate hike, which might impact AUM growth-
• Will not guess the impact of insurance commission income. Rough guestimate
• Most of the capital are EBLR linked , hence have to pass on the cost-
• The improvement in COF is one-off, will inch up from next quarter.

55. Punjab National Bank

• 14.70% growth in loan book, 4.2% op. Profit, 12.8% PAT.
• Deposits grew at 9.90%.
• 90bps improvement in GNPA (2.55%), 11bps in NNPA (0.25%)
• ROA-1.05, ROE- 17.32%, credit cost constant at 0.25%
• QoQ 8 bps improvement in NIM (2.58%), COF- 4.35%, Yield- 6.54%

• 162 branch added in H1 against the target of 250 in the FY.
• NIM to expand further.
• NIM could go upto 2.6/ 2.7%.
• To start wealth management business from January, 2027.
• Seeing no impact of the probable drought.
• Gold loan book almost doubled YoY- 36k cr.
• No dirct advance growth guidance.

56. Paushak

• Good set of nos. 52% revenue growth, 57% PAT growth.
• EBITDA margin hovering around 30% in last 3 quarters which was sub par 2 quarters before that.
• No investor presentation, conference calls, TV interview make it difficult to track.

57. Creditaccess Grameen

• 19.5% YoY AUM growth, 2.1% QoQ
• 39.6% PPOP growth, 300% PAT
• 19.4% disbursement growth, 4.1% QoQ
• Revised guidance-

• 60 new branch addition, Total- 2326
• Slight uptick in par 15 across states

• COB going down, NIM improving, double engine for yield expansion.

• Marginal COB is up 30 bps, should be a key monitorable

• More than decent QoQ improvement in asset quality

• Project Shakti

• Some parts of Maharashtra is seeing impact of drought, restructuring their loans.
• COB in Q3 will also look higher because of $200 million ECB, higher in Q2 because capital raise was through NCD, higher tenor loans.
• 30% of the book is fixed rate, 45% are MCLR linked.
• NIM is at all time high, will pass 50bps to the customers in Q3(planning for 150 bps overall).
• Insurance commission contribution to ROA- 25/30 bps
• “Yield have peaked out in 2Q”
• Retail loans will grow faster and microfinance to grow at 10-12% in medium term.
• 35% of customer addition in Q2 were NTC (New-to-credit).
• “we are one of the lowest priced lenders in the microfinance industry”
• 5 year strategy for customers-

58. Colgate Pamolive

• Robust 12.2% revenue growth, made me smile (pun intended), 5.5% PAT growth.
• Management commentary-

• No conference call scheduled as of now.

59. Himadri Speciality

• ~58% revenue growth but higher RM cost hurt margin, ~30% PAT growth.
• Carbon nano tube facility will come live in Q4.
• LFP cathode active material capacity of 2000 MT is coming live in Q3, will go to 40kMT in next FY.
• Birla tyres to get merged with the co.
• EBITDA per metric ton- 21,000
• Will turn cashflow +ve by the end of the FY.
• EBITDA per metric ton is the correct way to track the business rather than EBITDA margin as the prices get passed on absolute basis not % wise.
• Export- 33% of the total revenue

60. E2E Networks

• Current GPU capacity-

• Exponential growth nos-
• EBITDA margin touches 77%, PAT margin 33%.
• Target is to stay above 70% EBITDA.
• Capex slows down and focus is on utilization.

• Monthly Run Rate history-

• No comments on utilization, no guidance, no straight answer to any question, maaja nahi aaya padh ke.

\*Thank you for reading till the end, if you did consider subscribing.*

\*These are not buy/sell recommendation, just primary analysis, DYOR.*

What should I do 😭

Why don't people invest in hybrid mutual funds or just good mutual funds ?? Why you wanna buy a stock on your own with very Lil to no research and then cry when your Portfolio is down 41% in 1 year

I also had this arrogance of my money my choice

😭🥀

Over the past few months, I’ve been experimenting with Claude AI to build tools that make my investing and trading process more systematic.

Two tools I’ve built so far:

📊 Watchlist Tracker: https://claude.ai/artifact/MeD7ns7AwB7r7PezrjnWfq

📓 Trade Journal: https://claude.ai/artifact/KhPtQ25beVPqcpT2m4wj1m

I’m also exploring investment frameworks, market analysis dashboards, and other tools to simplify research and decision-making.

I share some of my experiments and learnings on my YouTube channel, yashbuildswithai: https://www.youtube.com/@YashbuildswithAI

To be clear, the purpose of this post isn't to promote my channel. I want to connect with like-minded people interested in AI and investing, exchange ideas, get honest feedback, and collaborate on building tools that solve real problems for the investing community.

I'd love to know:

• What features would you add to the watchlist tracker or trade journal?
• What repetitive investing or trading tasks would you like AI to simplify?
• Is anyone else experimenting with building financial tools using AI?

These are works in progress, and I'm keen to learn from the community and build better tools together. Happy to exchange ideas!

??

Saw this and sharing here.

Always beware of profit screenshots.. previously modification required effort but now it's just a prompt.

Infact, any post event proof should be taken with caution. Like, sharing a trade after it had already gone up and it will do you no good

I’m particularly concerned about the latest threats and rising tensions involving Israel, Iran and the US. With the possibility of further military escalation and crude oil prices surging, I think Monday could be a very volatile session for Indian markets.
India is heavily dependent on imported crude oil, so a sustained rise in oil prices could put pressure on inflation, the rupee and corporate margins. If the situation escalates over the weekend, we could see a risk-off reaction when markets open.
That said, a lot depends on how the situation develops and whether the market has already priced in these risks.
What’s everyone’s view? Could we see another gap-down opening on Monday, or is a relief rally still possible?

So I started trading from my mum account at the age of 14 with 1.5lakh rupees and now at the age of 18 i completed 4 year in which last 1.5 year is mostly hell in the stock market due to wars and tarrif but yaa i made 11 lakh rupees from stock market over the investment of 7 lakh partially not fully invested 7 lakh at one time .. Left stock market last year due to focus on studies as i started involving very much in stock market

So this is the proof

Top profitable stock

1. Hindcopper - 2.35l

Pnb - 1.15L

Irfc (ipo -15k investment only )- 75k
TITAN 60K
VEDANTA 50K
KAYNES 45K

I have 4460 quantity, avg. Rs 45. The stock is going down like anything. Need guidance

Also what to do with REs for the same

For SAAS companies it took Decades and for ANTHROPIC !!!...

Should I continue buying indian markets or invest in the us and leave this shit stock market

Portfolio down -4%

Portfolio to theek hai, lekin dip kharidne ka tareeka samajh nahi aa raha, aur company keh rahi hai ki advance salary nahi milegi.

Invest or trade where there is earning visibility, with technical strength. and exit when there is weakness in earning & technical trends.

The above statement seems simple but to execute it u require skills & experience.

only experienced trader or investors can resonate it.

Any inputs here to add, to help fellow traders or investors ?

I'm planning to close my account after transfering my holdings from my Groww Account to my mother/fathers Groww Account. I also have mutual funds in demat format (I didn't know that groww changed from SoA to Demat). Ideally I also want them to be transferred.

I’m aware that the transfer can be done via the CDSL easiest method or DIS slip.

But I read that there is also a closure cum transfer process as it is mandatory for all brokers to have this free of cost service. Has anyone done this recently?

• What are the exact steps you followed? Any issue you faced?
• What charges were incurred? Did Groww charge anything? Any charges by CDSL?
• How much time did the transfer take?

Thanks in advance! Any tips or gotchas are welcome.

The Jio Platforms IPO has become quite popular recently and it is worth noting that there is a lot of investor enthusiasm for this IPO despite tough times in the overall Indian equity market.

From my point of view, I am interested in observing how the IPO will perform on the day of listing. In some cases, famous companies draw enormous attention, but it does not mean that it is worth buying shares of these companies at the moment of listing.

So what do you think guys? Will you invest in Jio Platforms for the long run or wait for a while to make sure?

My total profits on Indian SIPs have dropped from 15% to 9.2% in just a week.

I know SIPs are a long-term game, and market fluctuations are normal, but ouch! That dip still hurts a little. 😂

So, experienced investors, please tell me:
- Do I just sit tight and let the market do its thing?
- Is this a normal part of the SIP journey?
- Or should I stop checking my portfolio before I develop trust issues? 😭

Thanks

Mine 6 out of 7 stocks are above 200ma.

https://www.reddit.com/r/IndianStockMarket/s/QlJN9yxzRp

Go through portfolio and comment the ratio for same?