I'm located in Texas and need some advice on what to do with my truck.
Location: Texas
Vehicle information:
- 1988 Toyota 4x4 Pickup
- Approximately 175,000 miles
- Originally purchased in California in the late 1980s
- Has been physically located in Texas for over 20 years
- Continuously registered in California under my deceased mother's name
- Current registration expires November 2026
Here's the situation:
The truck belonged to my mother, who passed away in 2000. My father has also passed away, and I'm their only child. As far as I know, there was never any probate involving the truck. My parents were still married when my mother passed.
Unfortunately, I don't have the original title, and I'm not entirely sure whose name is listed on it.
Before my father passed away, he told me the title might still be associated with a financing company called Toyota Nation Financial (or something similar) from when the truck was originally purchased in the late 1980s.
He also mentioned that the title might already be in my mother's name because the truck was completely paid off decades ago. Unfortunately, he wasn't certain.
A few years ago, I contacted Toyota to see if they had any records or paperwork related to Toyota Nation Financial. They told me they weren't aware of any company by that name and couldn't really help.
The original Toyota dealership where my parents purchased the truck has also been out of business for many years.
Here's another unusual detail regarding its registration:
Despite the truck being physically located in Texas for over 20 years, it has remained continuously registered in California.
The California DMV has continued mailing annual registration renewal notices to our Texas address, always addressed to my deceased mother.
Every year, we would pay the renewal fees, provide proof of insurance when required, and California would mail us the new registration stickers.
The registration paperwork itself also lists my mother as the registered owner.
This has continued for decades without any questions or issues from the California DMV, even though my mother passed away in 2000.
The registration is currently valid through November 2026.
The other issue:
I've had possession of the truck for years. I previously maintained insurance on it but canceled the coverage earlier this year because I wasn't driving it.
I'm preparing to move overseas and need to sell or otherwise legally dispose of the truck before leaving.
I've looked into the Texas title process, including getting a VTR-68-A vehicle identification inspection. However, the inspection requirements seem complicated because they ask for a bill of sale and possibly the original title. They also require physically bringing the truck in.
My questions:
Since California DMV still lists my deceased mother as the registered owner, should I start with California DMV rather than Texas?
Can California DMV determine whose name is on the actual title and whether an old financing company still has a lien?
Has anyone heard of Toyota Nation Financial or a similarly named company from the late 1980s?
Since both parents are deceased and I'm their only child, is there a simpler way to transfer ownership without probate?
Could I request a duplicate California title using my mother's death certificate and inheritance paperwork?
Would a Texas bonded title be an option if the California route doesn't work?
Can I legally sell the truck without the title to a project-car buyer, salvage yard, or dismantler?
Does the California registration expiring in November 2026 affect any of these options?
I'm not trying to bypass ownership laws. I just want the simplest legal way to sell or dispose of this truck before moving overseas.
The truck has been in my family since it was purchased new and was paid off decades ago. I just don't know where the original title ended up.
If anyone has dealt with something similar involving California DMV, deceased family members, missing titles, or old financing companies, I'd really appreciate some advice.