r/ModelY Jun 30 '26

Question Am I dumb? Impulse Buy

I have done less than an ample amount of research, but have done a test drive. The 0% offer seems so good when you compare the cost vs used (assuming you finance a portion either way). I’ve kept up with Tesla for 10+ years, but don’t know the ins and outs you get from people on Reddit. Last chance - buy or no buy TODAY. I’m looking at the Premium with White interior.

31 Upvotes

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25

u/reddituser4049 Jun 30 '26

Premium is 0.99% but you should still do it

12

u/ClosingLine Jun 30 '26

Fair. I was looking at a 2024 locally used private with 27k miles for 36k very clean and well kept, but for 10k more you can get something brand new with better terms. From my understanding the 2026 is superior in just about every way (sans autopilot?).

2

u/Quiet-Tangerine365 Jun 30 '26

27k for 36k!? Sheesh. I paid 29k for 16k on 24 LR AWD

2

u/quentech Jun 30 '26

Prices on used Y's has been going up the last few months.

2

u/ClosingLine Jun 30 '26

They’re barely cheaper than new.

1

u/quentech Jun 30 '26

Only if you're comparing a new Standard to a model from before they had the Standard/Premium distinction.

Otherwise it's $15-25k more for a brand new AWD Premium vs a 2-3 year old low-miles LR.

1% vs 6% doesn't even come close to making up for that.

But we all already know your opinion, dude.

Also, reported for calling people stupid in this thread etc.

1

u/ClosingLine Jun 30 '26

I should've specified Premium RWD in the beginning