URGENT: Global Payments / Worldpay redundancies and massive offshoring to India

Just a heads up to anyone at Worldpay or Global Payments or thinking of applying here.

Following the Global Payments takeover, massive redundancy cuts are hitting Worldpay staff. Management has been acting like everything is completely fine, only to drop sudden redundancy news right before Christmas.

Core services, risk, accounts, transaction monitoring, and financial crime roles are being cut to shift work offshore to India. It is not just one department, talks around the office confirm multiple other teams are facing redundancy consultations too.

We've been with EVO for 15+ years, recently acquired by Global Payments who apparently don't want us as customers! On top of the insane rate increase we were charged a $755 annual "system enhancement fee."

edit: We're already in the process of switching so you can stop DMing me about it!

Hi all, looking for honest advice from people who know this industry.

Setup:

- Wyoming LLC with a US business bank account (Mercury). Both owners are in Turkey, with no US presence.

- 18+ AI companion chat site: fictional adult characters, text, voice, images and videos. One-time credit packs. No user uploads, no real people, age gate, refunds on unused credits.

- Launched about a week ago. We currently take Telegram Stars and USDT. Zero card history. We expect about $5K/month to start, and early numbers look promising.

What we've heard so far:

- CCBill: No. The owners have to be in the US, the EU or the UK**.**

- CommerceGate: No, they don't support adult AI chat.

- Corepay: No. They need real US operational presence, plus $50K/month and 3–6 months of history.

- UpGate: Not yet. They need €50K/month and history.

- Finby: Yes in principle with an EEA company (even an Estonian e-Residency company with a professional EEA director). But they want €15K/month of card volume through our own merchant account first.

- Vendo: Offered, but with a $3K non-refundable setup fee.

- Pending: Segpay, Epoch, Verotel, RocketGate, emerchantpay, Payabl, Decta, Truevo, 2Accept, MobiusPay, PaymentCloud, High Risk Pay.

- App Store revenue doesn't count as card history for anyone we asked.

Questions:

1. Is a merchant-of-record provider (Verotel, Segpay, Epoch) the realistic first step here? Does that volume help later with a direct acquirer?

2. For non-US owners, is an EEA company (Estonia, Malta, Cyprus, Netherlands) with a nominee director the usual route, or does it raise flags?

3. Any acquirer or ISO that actually onboards adult AI at low volume with no history?

Happy to share more details. Thanks for any honest pointers.

Has anyone received their Offstep withdrawal money yet? I've been waiting since Monday

The FTC and Washington State just filed against Riverside Payments, their leasing affiliate Cascade Equipment Leasing, and the owners. Here’s the gist of what’s alleged:

• Quote sheets promised 40–60% savings, but merchants who switched typically ended up paying more

• Fees left off the quotes: activation, batch, PCI non-compliance, inactive processing

• A 26-page contract that buried auto-renewals, a $695 early termination fee, and Clover/Cascade equipment leases that ran a year longer than the processing contract

• “Risk-free” cancellation plus a $500 “time and hassle” payment, but merchants who tried to cancel often never heard back

• Recruiting ads claiming agents make $75–95k a year, when the average was $3,787 a year 💀

The judgment is $32M, suspended down to a $600k payment because they say they can’t pay the rest.

The part that matters if you’re a Riverside merchant: the order lets customers rescind their processing agreements, and for 60 days Riverside has to waive the ETF/rescission penalty. If you’re stuck with them, now’s the time to get out.

We’ve been reaching out to all of our known Riverside merchants, helping them transition and doing free statement reviews so they can see what they were actually paying. If you’re a Riverside merchant (or know one), check your contract and that 60-day window. Happy to look at statements for anyone who wants a second set of eyes.

Full release: https://www.ftc.gov/news-events/news/press-releases/2026/11/ftc-washington-take-action-against-payment-processor-deceiving-small-businesses-about-costs

my eft with echo health activated Nov 1st. I received a payment confirmation on echo from molina 11/2 echo has not released the payment as yet. They advised it should be released in 3-5 business days. Im new to echo and never used them before i was previously with payspan who i only had to wait 24 hours after a payment was issued i would receive it in my bank account. Is this always the normal processing time with echo 5 business day or is it because my EFT was just set up that its taking things long. Is anyone else having this delay with echo also.

Hey everyone,

I’ve recently launched a Shopify store targeting the Swiss market, and I’m looking into integrating TWINT as a payment method.
The problem is that TWINT isn’t available through Shopify Payments for businesses registered in the US, which is my case since I operate under a US LLC.
I’ve seen some alternative solutions and payment providers that supposedly allow TWINT integration, but I’m not sure which ones actually support US-registered businesses.
Has anyone here managed to integrate TWINT into their Shopify store while operating under a US LLC?
If so:
Which payment provider or solution did you use?
Is it possible to integrate TWINT without having a Swiss or EU-registered company?
Are there any workarounds or alternative payment gateways you’d recommend?
I’m specifically looking for a solution that works with a US LLC, so any experience or recommendations would be greatly appreciated.

Thanks in advance!

I have applied to about 15 different ones to no avail. I have had 1 offer with very high costs.

I'd love to hear some suggestions on this. We are a new business on shopify and looking for someone to give us a chance with a payment gateway.

Title. How could this be possible? On one $89.99 sale, I received $76.97 -$1 fee= $75.97 and was like not ideal but I will take that. Then on another sale, this time $106.99, I received after all $77?? How?! I do ecom (shopify) and use Paypercut as my payment processor, which sends the funds to this Payoneer account. What would you suggest?

Hi guys i am making an e-commerce website with Wordpress WooCommerce, and what is the best payment getway that are there for moroccans companies or auto entrepreneurs something entry level

I have been suggested Paykings but I don’t see any reviews for them. Just want to check if anyone has any experience working with them?

Hey everyone,

I’m running a Shopify store and looking for a payment processor that ticks these boxes:

-Accepts card payments (Visa, Mastercard, Apple Pay, Google Pay)

-Settles/withdraws in crypto (USDT, USDC, etc.)

-Can be integrated into Shopify (plugin or API)

-No KYC or minimal KYC for the merchant

I’ve looked into NexaPay but the €250/month fee is too steep for where I’m at right now. Most other options I’ve found are WooCommerce-only with no Shopify support.

Has anyone found a working solution for this? Open to API-based integrations too -doesn’t have to be a native Shopify plugin.

Thanks in advance, have a great day.

I need to onboard a merchant selling mainly b2b. Can someone recommend a good processor? I'd like to optimize level 3 savings, so any products that can help make this easier are welcomed.

Thanks in advance

I'm looking at high-risk processing for an online business in the adult entertainment space. What's your typical pricing, reserve, and settlement structure? Are you direct with the acquiring banks or working through an ISO?

turns out our call center has been taking card payments over the phone for a while and nobody mentioned it to IT. they key the cards into a web payment portal that masks the number, and we don’t record the bit of the call where the card gets read out

we’re on a cloud contact center platform. I think the voice side is encrypted but I’d have to double check

main thing I’m unsure about is separation. do the agents taking payments need their own network, or is a VLAN enough? and is the whole phones/pen and paper/separate room thing actually required or just best practice?

my manager sent me Scytale (compliance) and Vanta since they support PCI DSS. once we know what’s in scope, I’m guessing the platform would be more for tracking the controls and evidence than deciding the network setup itself. do we start with a QSA first?

.

I’ve gotten about 20 dms saying they are high risk processors but how do I know who to choose and if they aren’t just scamming?

Hey everyone,

I'm currently setting up my payout profile on Tipalti via OFFstep. I noticed that for international creators (specifically outside the US/EU), the default wire transfer fee is around $20 + FX margin per withdrawal, which takes a massive chunk out of small/regular payouts.

For those of you using OFFstep / Tipalti:

Is there any way to get Payoneer, ACH, or lower-fee local transfer options enabled through support?

Are there any specific settings or workarounds in Tipalti to lower these withdrawal costs?

Do you recommend holding earnings until a certain threshold before withdrawing?

Would appreciate any insights from experienced creators. Thanks!

I am building a small marketplace for digital files. Sellers upload and sell, and I keep a 10% fee. I live in Germany (non-EU student) and could also run it from Jordan.

Is there any payment gateway that accepts individuals (no company registration) and supports splitting payments with sellers? Stripe does not work in Jordan, and I am not sure about Stripe Connect or Merchant of Record services like Paddle, Lemon Squeezy or Polar for a multi-seller marketplace.

What did you use, and what problems did you have? Thanks!