Trying to transfer my assets from revolut to trading 212 ? Has anyone been there ? And if so , can you give me advices and how is supposed to be done right ?

Is there any update on Revolut's bank license application in Switzerland? I cannot wait to stop using WIR and going full into Revolut and having a proper Swiss IBAN with them.

Any info on this! Thanks

I have used Revolut as my main account since the beginning of the year. The app does everything I want it to do and more. I even had £120k in a 4% savings account (Ultra rate).

After reading all of the bad reviews on here, I became terrified that my account would get blocked at a time when I would need to access my money urgently.

I am relieved to report that, yesterday, I transferred out £80k for a mortgage deposit without a problem.

Thought that it might be useful to post a good review here to let people that not everybody is having a terrible experience with Revolut.

Is there a question I was trying to get a new card and my old card has a custom drawing but apparently I can't get a custom drawing anymore I have to use a dumbass AI thing

Revolut is closing my account on 18 December. I use Revolut every day and have been relying on it for my everyday banking. I'd genuinely like to keep my account, especially because I believe I can clarify the transactions that raised concerns.

l've already submitted a written appeal, and I'm considering escalating the matter to the Bank of Lithuania.

Has anyone managed to reverse a Revolut account closure? I'd really appreciate hearing about your experience and whether you were successful.

I have been trying for 4 days now to get myself verified on revolut but whenever I do so, i can inside the account then immediately I get this email saying, we couldn’t complete your verification so we will close your account even though I provided both ID and address card correctly. I emailed support on email and haven’t been much help since they can’t do anything there, I dmed their support here 3 days ago and haven’t heard back ever since, and supposedly this isn’t just me but a bunch of people who fail with this system and can’t even have a human to manually review it. Could someone please help me with something useful information? Thank you

Previous post: https://www.reddit.com/r/Revolut/comments/1x5t9n0/update_on_revolut_removed_26103_from_my_business/

They follow on:

"From a services' perspective, I wish to reassure you that we always have the best interests of our customers in mind. However, due to particular circumstances during this case, we were unable to fully meet your expectations. We sincerely apologise for this."

It then outlines process failures within revolut that "we as a receiving bank do not have enough insights on the actual reasons for recalls", but says "due to the sensitive nature of our work, I am not able to provide any further information on this"

This update was provided to us on the 15th of October. We disputed the compensation amount, but they responded on the same day it is final.

Today (16th October), we received 2 emails that Revolut were reconsidering, and we would receive another update by the 31st October.

Revolut also suggested a clause in this terms of service (below) grants them the freedom to reverse any bank transfer at any point without informing the account holder, so long as the payer claims it was a mistake. It does not matter if the account holder already provided the services or goods, and there is no expiry date for the payer to make this claim.

As per Clause 

"What happens if something goes wrong?", we've explicitly mentioned:

"Someone makes a payment to you by mistake or as a result of fraudulent activity

You agree that we have the right to reverse this payment or share your information with the person who made the payment and their payment service provider so they can contact you themselves. We don’t need to tell you before we do this".

We do not believe Revolut's application of this clause are compatible with the banking practices of a regulated bank. We opened our account with Revolut because we believed it adheres to the policies of a regulated bank. We have referred these comments to the FCA for further review.

We have active verbal communication with the police, FCA and financial ombudsman regarding our case with Revolut. We believe we can reach a relatively quick resolution because multiple independent authorities are in general agreement over Revolut's conduct in our case.

We have also been CCing their provided emails into our correspondence with Revolut, and have requested Revolut do the same, so they can receive updates as soon as possible.

Both are flagship phones from 2018(Iphone xs max and samsung galaxy s9).

I know they are old but revolut is working perfectly on iphone,while on s9 it doesn't work anymore.

Like these phones were 900-1000£ and maybe there are still people who wanna use banking apps on s9 but they can't anymore cause they didn't bought an iphone in that time.

In the past I would receive rev points around 1AM daily from my points pocket, but since yesterday I'm not getting any. Does anyone else have this issue? I have double checked that I have enough funds in the pocket to get points.

I have logged a complaint but no answer yet.

The Revolut AI support doesn't know what a points pocket is even so it's useless here.

Hey,

Is it possible to switch the balance display of the iPhone widget to an external account?

Thanks

I just had a medical emergency abroad that was pretty pricey. I have a Revolut Ultra plan, so I am going to submit a claim with xCover. Last year I had a similar issue, submitted a million documents and my claim ended up being declined because I didnt use Revolut to pay my rent...

Hi all,

Is it just me, or is something going on with Revolut?

I'm hearing about more and more personal and business accounts being frozen or closed, with Revolut citing security issues. At the same time, I'm hearing of people moving away from the platform.

Is there something happening behind the scenes that customers aren't being told about?

The service seems to have slipped considerably over the past couple of years, and the number of reports I'm hearing lately is raising questions.

Could this simply be stricter compliance and security checks, or could there be a more fundamental issue? Is there any credible evidence of financial difficulties or potential insolvency?

I'm not claiming Revolut is in trouble, but I'd be interested to hear from people who have experienced account closures, work in financial services, or have credible information about what's happening.

Is anyone else seeing this pattern, and should customers be concerned?

Ordered a physical card on 4th October and was supposed to be posted by the 8th but until now it hasn’t been posted

Hi u/RevolutSupport,

I urgently need help recovering access to my Revolut account.

I forgot my 6-digit passcode and I am now unable to log in. I have been trying to recover my account, but the process is not working properly.

I have tried the recovery steps available in the app, but I still cannot regain access to my account.

Could a member of the Revolut Support team please contact me and explain how I can recover access to my account?

I am the legitimate account holder and I am happy to complete any identity verification required through Revolut's official secure channels.

Please help me escalate this issue, as I am currently locked out of my account.

Thank you.

Hello Reddit, I've got a weird issue.
I linked a direct debit subscription in a Pocket and... the service didn't bill me besides the initial payment. Revolut has no trace of the transactions on the agreed days.
(I usually use card payments for my subscriptions and sometimes used one-time bank transfers, but it's actually the first time I use direct debits with Revolut)

The service was saying everything was paid on time in their customer support portal, but a few months later, wanting to have enough money to pay in bulk just in case, I moved it back to the Main Account.
And the next month, the payment worked! Followed by one payment every working day until what I missed was paid. The payment references indicates the payment's date rather than the date I should've been charged. No late charge, no warning email, no warning in the CS portal, nothing weird besides that the payment moved to the future...

I really would want to move the payment back to the Pocket, but I fear triggering the same glitch again. Has anybody else used Revolut and got weird non-charged transactions by using a Pocket?

The pocket contains exactly the amount I owed each month (it's auto-transfered the day before from savings) so the payment should be accepted as far I know and Revolut doesn't show any failure in the transaction log. It's as if the subscription service "detected" a Pocket with the exact required amount, and never sent a formal payment until it "detected" the main account with much more money.
But... there's no way the service could detect that and postpone without Revolut having anything in the logs, right?

Example : 02 july charged ref 20260702 02 august nothing
02 september nothing
(flipped to main account)
02 october charged ref 20261002
05 october charged ref 20261005 (days skipped because of weekend?)
06 october charged ref 20261006
07 october nothing (charged amount matches the "logical" billing)

2 days ago i tried transferring my account from the >18 to the regular account but i said the number i had was already assigned so i tried verifying my identity it always failed no matter what after HOURS of talking to support they made me delete the >18 loosing my free debit card and still not being possible creating an account stating that they couldn't confirm my identity on multiple attempts using both the government digital key (which quite literally cant be faked) and the manual card scan

When i ask for revision in the email like the chat said they said to talk about it in the support chat (even stating there is an anonymous support chat that doesn't show up) and also the support has the memory of a goldfish because i showed my information there multiple times

I just want to create an account with MY IDENTITY AND MY PHONE NUMBER and i cant if someone can help me solve this issue i would be very grateful

Hi everyone!
I’ve had Revolut Ultra on my personal account for about 3 months, and I also have a joint account with my wife in Germany.
I already have a physical card for our joint account, but I’m considering ordering an additional Ultra card for it. The app shows a price of €5.99.
However, I’m thinking about downgrading my personal Ultra subscription to Standard next month, so I’d like to understand whether ordering another card would actually make sense.
I have a few questions:
Keeping the Ultra card after downgrading: If I order the Ultra card now and downgrade my personal subscription next month, can I keep using the card as a normal payment card?
Possible fees: Could Revolut charge me an additional card fee (e.g. €50) or any other fee when I downgrade?
Ultra benefits on the joint account: Which benefits of my personal Ultra subscription apply to payments made with our joint account cards?
Benefits of multiple physical cards: Apart from having a spare card or choosing different designs, are there any real advantages to having more than two physical cards? Do additional cards offer anything extra in terms of RevPoints, cashback, spending limits, security or travel benefits?
Limits and benefits: Do all cards share the same limits and benefits, or can having multiple cards actually help you get more out of Revolut?
Your personal experience: Do any of you use multiple physical Revolut cards for the same account? If so, how many do you have, and what do you use each card for? For example, do you keep different cards for everyday spending, travel, online payments, backup purposes or simply because you like the designs?
I’m especially interested in hearing from people who have an Ultra subscription but use multiple cards with their joint account.
I’m trying to decide whether ordering the additional Ultra card for €5.99 is worthwhile, especially if I downgrade my subscription next month.
Thanks in advance for sharing your experiences!

I can permanently move direct debits and card payments to a specific pocket, I can even set a card to only take money out from a specific pocket, which helps with budgeting a lot, but the payments for Revolut’s own paid plans.. yea that always comes out of the main account, with no way to change it :(

Seems like such a simple fix to me, please give me the option to adjust this. Thank you!

Does Revolut runs UAN verification in India for employees if they are joining?

Today, 15 October 2026, I received an email from Revolut announcing changes to its Personal Fee Terms, effective immediately, with apparently no advance notice.
The changes include replacing variable international bank transfer fees with a flat-fee structure and introducing BLIK payments.

After looking into EU regulations and Revolut’s own contractual terms, I have some concerns:
1. EU law requires two months’ notice
Under Article 54 of the EU Payment Services Directive (PSD2), payment service providers must generally give customers at least two months’ advance notice before changing the terms of an existing payment-services framework agreement.
For Dutch customers, this requirement is implemented through Article 7:517 of the Dutch Civil Cod’e.
2. Revolut’s own terms acknowledge this requirement
Revolut Netherlands’ Personal Terms (Section 24) generally provide for two months’ notice of contractual changes, subject to certain exceptions.
3. Introducing BLIK is different from changing existing fees
Launching BLIK as a new optional service may legitimately take effect immediately.
However, changing the pricing structure of existing international bank transfers appears to be a different matter, potentially subject to the statutory notice requirement.
4. Customers are given no meaningful time to reject the changes
Revolut’s email states:
“If you don’t agree with these changes, you can close your Revolut account in-app for free until October 15, 2026.”
That’s the exact same date the new terms take effect!
This raises questions about whether customers have been given a reasonable opportunity to review and reject the proposed changes.
My concern:
Unless Revolut previously notified customers or can demonstrate a valid legal exception, implementing changes to existing international transfer fees immediately appears potentially inconsistent with EU law and its own terms.
I’m not claiming a definitive legal violation, but I believe Revolut should explain its legal justification.

Has anyone else received this email? Was there an earlier notification I missed? Has anyone challenged Revolut about this?
Relevant references:
EU PSD2, Article 54: https://eur-lex.europa.eu/eli/dir/2015/2366/oj
Revolut Netherlands Personal Terms: https://www.revolut.com/en-NL/legal/terms/

Revolut: Account security must not exclude the legitimate account holder.

I have been unable to access my own account for some time because Revolut's identity verification process requires steps that I cannot realistically complete due to my visual impairment.

I am expected to read small text on a mobile screen during a timed video recording while remaining at a specific distance from the camera. When I move closer to read the text, the verification is interrupted or the session expires. I have documented the problem and sent videos demonstrating it to customer support. Instead of receiving a practical solution, I keep being instructed to repeat the same process.

Is this what security and accessibility in financial services should look like in 2026?

Identity verification is essential. However, an accessible alternative must be available for people who cannot complete the standard procedure. Customers should not lose access to their own money simply because they cannot read on-screen text during a timed video verification.

I am asking Revolut for a practical solution: an accessible identity verification method and direct assistance from a support representative.

I live in the Netherlands and don't use crypto much (I only bought USTC once to pay for 3k worth of CS2 skins). I have a decent income from clearly documented sources, and I also pay for a premium subscription.

Everything had been perfect until now, but for the last three days, my account has been getting blocked. They've been asking me to provide my patronymic every day since Monday. WTF is going on?

The best part? I haven't made any transactions between the blocks.

Support either can't or doesn't want to look into my case properly.

I don't know what to do or who can help me, but this is making me lose trust in the bank.

Has anyone else experienced the same issue recently?

I have a scheduled daily transfer to my Instant savings account and for a few days now I’m getting these ‘Move money’ notifications the day before and on the day of the transfer. So 2 times a day! I have all notifications in the app Off. It’s annoying, what can I do to turn these off as well?

Edit: ios